895 Manchester Rd, Sumter, SC 29154 Property Records

Sumter County property record for 895 Manchester Rd, Sumter, SC 29154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,416 sqft · built 2011
Lot Size	0.369 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Oct 2018)
Tax Bill	$1,151 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`226-08-02-017`

Property Details

APN / Parcel Number

Primary APN	`226-08-02-017`
Alternative APN	`36555`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	1,416 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2021
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	16,117 sqft (0.369 acres)
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Patio Area	100 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	36555
Street Address	895 MANCHESTER RD
City	SUMTER
State	SC
Zip	29154-7384
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9
Legal Description	LOT 1 .37 AC
Legal Subdivision	ROBERT G MATHIS
Legal Lot Number	1
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	3
Census Block	3002
Census Tract	1704

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	895 MANCHESTER RD, SUMTER, SC 29154-7384
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Sep 16, 2019	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Oct 18, 2018	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2018 · Amount on Record
Deed Sale	Oct 18, 2018 · Amount on Record
Prior Sale	Jul 11, 2011 · Amount on Record
Deed Document Number	0012492128
Deed Book / Page	1249 / 2128
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	895 MANCHESTER RD, SUMTER, SC 29154-7384
Document Number	0127805512
Instrument Date	Nov 7, 2020
Transaction Type	Mortgage
Record Updated	May 17, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	895 MANCHESTER RD SUMTER SC 291547384, SUMTER, SC 29154-7384

Mortgage

Document Number	0127805512
Date	Jan 4, 2021
Book Page	001278/005512
Instrument	127805512

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	895 MANCHESTER RD, SUMTER, SC 29154-7384
Document Number	0012603222
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	895 MANCHESTER RD SUMTER SC 291547384, SUMTER, SC 29154-7384

Mortgage

Document Number	0012603222
Date	Oct 3, 2019
Book Page	001260/003222

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUMTER SC
Recording Date	Oct 18, 2018
Property Address	895 MANCHESTER RD, SUMTER, SC 29154-7384
Document Number	0012492128
Book / Page	001249 / 002128
Instrument Date	Oct 16, 2018
Transaction Type	Transfer
Record Updated	Nov 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$481.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	895 MANCHESTER RD SUMTER SC 291547384, SUMTER, SC 29154-7384

Mortgage

Document Number	12492132
Date	Oct 18, 2018
Book Page	001249/002132

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2048

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,151.00 (+12.18%)	$5,860 (-) Land $400 Building $5,460	$146,591 (-) Land $10,000 Building $136,591
2023		$5,860 (+6.93%) Land $400 Building $5,460	$146,591 (+7.05%) Land $10,000 Building $136,591
2022	$1,026.00	$5,480 Land $400 Building $5,080	$136,933 Land $10,000 Building $126,933

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	18 (1989–2020)
Claims Outside the SFHA	11 of 18
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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