895 Luxury Dr, Concord, CA 94518 Property Records

Contra Costa County property record for 895 Luxury Dr, Concord, CA 94518

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,800 sqft · built 1979
Lot Size	0.164 acres (7,125 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Aug 2018)
Tax Bill	$7,924 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`129-453-001-7`

Property Details

APN / Parcel Number

Primary APN	`129-453-001-7`
Alternative APN	`129-453-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1980
Lot Area	7,125 sqft (0.164 acres)
Garage Type	Attached
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	895 LUXURY DR
City	CONCORD
State	CA
Zip	94518-2126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	T03921 L0051 B
Legal Subdivision	MAP/SUB 3921
Legal Tract	03921
Legal Lot Number	51
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2004
Census Tract	337202

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	895 LUXURY DR, CONCORD, CA 94518-2126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Affidavit, Transfer · Line of Credit FINANCE OF AMERICA REVERSE LLC
Apr 6, 2023	Deed of Trust, Mortgage · Line of Credit HOME POINT FINANCIAL CORPORATION
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage EXCEL REALTY & MORTGAGE INC
Aug 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 7, 2018	Grant Deed, Transfer · Conventional Mortgage EXCEL MORGAGE SERVICES
Jun 5, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2018 · Amount on Record
Deed Sale	Aug 7, 2018 · Amount on Record
Prior Sale	Dec 23, 2010 · Amount on Record
Deed Document Number	2018125589
Prior Transfer Date	Aug 1, 2018
Prior Transfer Doc	0000125589
Record Updated	Oct 29, 2026

May 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	CONTRA COSTA CA
Recording Date	May 12, 2026
Property Address	895 LUXURY DR, CONCORD, CA 94518-2126
Document Number	0000049346
Instrument Date	May 6, 2026
Instrument	202649346
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 LUXURY DR, CONCORD, CA 94518-2126

Mortgage

Document Number	0000049347,
Date	May 12, 2026
Instrument	202649347

Lender

Name	FINANCE OF AMERICA REVERSE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	918 Months
Due	Nov 1, 2102

Interest

Rate	6.37%
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	895 LUXURY DR, CONCORD, CA 94518-2126
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 LUXURY DR, CONCORD, CA 94518-2126

Mortgage

Document Number	0000031904
Date	Apr 6, 2023
Instrument	2023-031904

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 5, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	895 LUXURY DR, CONCORD, CA 94518-2126
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE CO SF

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000154344
Date	Jul 28, 2020
Instrument	2020-154344

Lender

Name	EXCEL REALTY & MORTGAGE INC
Type	Non-Lending Institution
Address	PLEASANTON, CA 94588

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	895 LUXURY DR, CONCORD, CA 94518-2126
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 LUXURY DR, CONCORD, CA 94518-2126

Mortgage

Document Number	0000224447
Date	Aug 12, 2021
Instrument	2021-224447

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 7, 2018
Property Address	895 LUXURY DR, CONCORD, CA 94518-2126
Document Number	0000125589
Map Reference	MB 203 PG 16
Instrument Date	Aug 1, 2018
Instrument	2018-125589
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	895 LUXURY DR, CONCORD, CA 94518-2126

Mortgage

Document Number	0000125590
Date	Aug 7, 2018
Instrument	2018-125590

Lender

Name	EXCEL MORGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 5, 2018
Property Address	895 LUXURY DR, CONCORD, CA 94518-2126
Document Number	0000088588
Instrument Date	May 31, 2018
Instrument	88588
Transaction Type	Transfer
Record Updated	Jun 12, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	895 LUXURY DR CONCORD CA 945182126, CONCORD, CA 94518-2126

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$638,884 (+2%) Land $382,725 Building $256,159
2025	$7,924.00 (+4.58%)	$626,358 (+4.04%) Land $375,221 Building $251,137
2023	$7,577.00 (+1.35%)	$602,037 Land $360,651 Building $241,386
2022	$7,476.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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