895 Little Windfall Rd, Lansing, NC 28643 Property Records

Ashe County property record for 895 Little Windfall Rd, Lansing, NC 28643

Property Summary

Property Type	Single Family Home
Details	2,102 sqft · built 2015
Lot Size	16.8 acres (732,549 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Dec 2019)
Tax Bill	$2,868 (2026)
Deeds & Mortgages	Jun 2018 Mortgage Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08137-037`

Property Details

APN / Parcel Number

Primary APN	`08137-037`
Alternative APNs	`082043916947` `105554`

Interior

Plumbing Fixtures	12 Plumbing Fixtures
Building Area	2,102 sqft Heated Area
Gross Area	3,204 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Lot Area	732,549 sqft (16.8 acres)

Location & Zoning

Account Number	105554
Old Parcel Number	08137037
Street Address	895 LITTLE WINDFALL RD
City	LANSING
State	NC
Zip	28643-8837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16.817 A FROM ROBERT EATMAN RT 1358 (DIRT) '12 3.5
Jurisdiction	ASHE NC
Township / Civil Division	HURRICANE
Census Block Group	1
Census Block	1022
Census Tract	970200

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	895 LITTLE WINDFALL RD, LANSING, NC 28643-8837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2018	Deed of Trust, Mortgage PNC BANK
Jul 17, 2020	Deed of Trust, Mortgage · Line of Credit LIFESTORE BANK
Dec 9, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage LIFESTORE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2019 · Amount on Record
Deed Sale	Dec 9, 2019 · Amount on Record
Prior Sale	Feb 22, 2013 · Amount on Record
Deed Document Number	20195600
Deed Book / Page	507 / 1483
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	895 LITTLE WINDFALL RD, LANSING, NC 28643-8837
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000491/0000002146
Date	Jun 14, 2018
Book Page	0000000491/0000002146
Instrument	000000002606

Lender

Name	PNC BANK
Type	Bank

Agreement

Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	895 LITTLE WINDFALL RD, LANSING, NC 28643-8837
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00514/1172
Date	Jul 17, 2020
Book Page	514/1172
Instrument	3266

Lender

Name	LIFESTORE BANK
Type	Bank
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 30, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Dec 9, 2019
Property Address	895 LITTLE WINDFALL RD, LANSING, NC 28643-8837
Document Number	00507/1483
Book / Page	507 / 1483
Instrument Date	Dec 3, 2019
Instrument	5600
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3017 GRANT AVE, RALEIGH, NC 27607-3728
Investor	Possibly a Property Investor

Mortgage

Document Number	00507/1489
Date	Dec 9, 2019
Book Page	507/1489
Instrument	5602

Lender

Name	LIFESTORE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	193 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,868.00	$546,900 (-) Land $83,300 Building $463,600	$546,900 (-) Land $83,300 Building $463,600
2025	$2,868.00 (+18.17%)	$546,900 (+13.7%) Land $83,300 Building $463,600	$546,900 (+13.7%) Land $83,300 Building $463,600
2023	$2,427.00 (+21.05%)	$481,000 (+48.09%) Land $83,300 Building $397,700	$481,000 (+48.09%) Land $83,300 Building $397,700
2022	$2,005.00	$324,800 Land $83,300 Building $241,500	$324,800 Land $83,300 Building $241,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (2003–2024)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE only, no 5G reported

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