Rockcastle County property record for 895 Lambert Rd, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 9 acres (392,040 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Mar 2018) |
| Tax Bill | $2,197 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-00-010.02 |
| Primary APN | 040-00-010.02 |
|---|---|
| Alternative APNs |
|
| Lot Area | 392,040 sqft (9 acres) |
|---|
| Account Number | 655301 |
|---|---|
| Street Address | 895 LAMBERT RD |
| City | BEREA |
| State | KY |
| Zip | 40403-8895 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 9 ACRES |
| Jurisdiction | ROCKCASTLE KY |
| Township / Civil Division | CONWAY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 950100 |
Source: Rockcastle County records, as of January 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 895 LAMBERT RD, BEREA, KY 40403-8895 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION |
| Aug 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Aug 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Mar 30, 2018 | Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2018 · Amount on Record |
| Deed Sale | Mar 30, 2018 · Amount on Record |
| Deed Document Number | 149462 |
| Deed Book / Page | D264 / 377 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKCASTLE KY |
| Recording Date | Jul 22, 2026 |
| Property Address | 895 LAMBERT RD, BEREA, KY 40403-8895 |
| Document Number | 0372000432 |
| Book / Page | 372 / 432 |
| Instrument Date | Jul 17, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Title Company | MISHA MEDEIROS-2020 TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 895 LAMBERT RD, BEREA, KY 40403-8895 |
| Document Number | 0372000432, |
|---|---|
| Date | Jul 22, 2026 |
| Book Page | 372/432 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKCASTLE KY |
| Property Address | 895 LAMBERT RD, BEREA, KY 40403-8895 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00M318/614 |
|---|---|
| Date | Aug 3, 2021 |
| Book Page | M318/614 |
| Instrument | 367903 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKCASTLE KY |
| Property Address | 895 LAMBERT RD, BEREA, KY 40403-8895 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00M295/178 |
|---|---|
| Date | Aug 5, 2019 |
| Book Page | M295/178 |
| Instrument | 160544 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCKCASTLE KY |
| Recording Date | Mar 30, 2018 |
| Property Address | 895 LAMBERT RD, BEREA, KY 40403-8895 |
| Document Number | 00D264/377 |
| Book / Page | D264 / 377 |
| Instrument Date | Mar 23, 2018 |
| Instrument | 149462 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 188 WESTWOOD DR, BEREA, KY 40403-9441 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 895 LAMBERT RD, BEREA, KY 40403-8895 |
| Document Number | 0000149464 |
|---|---|
| Date | Mar 30, 2018 |
| Instrument | 149464 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
Source: Rockcastle County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rockcastle County |
| Unified School District | Rockcastle County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,197.00 (+2.09%) | $270,000 (+3.85%) | $270,000 (+3.85%) |
| 2023 | $2,152.00 | $260,000 | $260,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERN ROCKCASTLE WATER ASSOC private · serves 12,623 people · EPA ID KY1020891 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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