895 Inverlochy Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 895 Inverlochy Dr, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,761 sqft · built 2000
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Companies on Record
Last Sale	$575,000 (May 2016)
Tax Bill	$7,259 (2025)
Deeds & Mortgages	Mar 2026 Transfer Apr 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`106-510-01-00`

Property Details

APN / Parcel Number

Primary APN	`106-510-01-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,761 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	26,572 sqft (0.61 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	895 INVERLOCHY DR
City	FALLBROOK
State	CA
Zip	92028-4498
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 29 TR 013603
Legal Subdivision	SAN DIEGO 4713-2
Legal Tract	013603
Legal Block	3
Legal Lot Number	29
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	3
Census Block	3004
Census Tract	18906

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Companies on Record
Mailing Address	895 INVERLOCHY DR, FALLBROOK, CA 92028-4498
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Intrafamily Transfer, Transfer
Apr 4, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Feb 13, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage LOANPAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2016 · Amount on Record
Deed Sale	May 25, 2016 · Amount on Record
Prior Sale	Oct 4, 2005 · Amount on Record
Deed Document Number	2016255936
Last Transfer Date	Jan 30, 2020
Transfer Doc	0000075244
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 3, 2026
Property Address	895 INVERLOCHY DR, FALLBROOK, CA 92028-4498
Document Number	0000058396
Map Reference	MAP 13603
Instrument Date	Feb 20, 2026
Instrument	2026-0058396
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 INVERLOCHY DR, FALLBROOK, CA 92028-4498

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	895 INVERLOCHY DR, FALLBROOK, CA 92028-4498
Transaction Type	Mortgage
Record Updated	Apr 12, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 INVERLOCHY DR, FALLBROOK, CA 92028-4498

Mortgage

Document Number	0000085642
Date	Apr 4, 2023
Instrument	2023-0085642

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 27, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 13, 2020
Property Address	895 INVERLOCHY DR, FALLBROOK, CA 92028-4498
Document Number	0000075244
Map Reference	MAP 13603
Instrument Date	Jan 30, 2020
Instrument	2020-0075244
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 INVERLOCHY DR, FALLBROOK, CA 92028-4498

Mortgage

Document Number	0000075245
Date	Feb 13, 2020
Instrument	2020-0075245

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2040

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$694,285 (+2%) Land $338,465 Building $355,820
2025	$7,259.00 (+5.6%) Homeowner's exemption	$680,673 (+4.04%) Land $331,829 Building $348,844
2023	$6,874.00 (-0.03%) Homeowner's exemption	$654,244 Land $318,945 Building $335,299
2022	$6,876.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Dec 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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