Humboldt County property record for 895 Howard St, Ferndale, CA 95536
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.224 acres (9,764 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,026 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-201-012-000 |
| Primary APN | 030-201-012-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 9,764 sqft (0.224 acres) |
|---|
| Old Parcel Number | 03020112 |
|---|---|
| Street Address | 895 HOWARD ST |
| City | FERNDALE |
| State | CA |
| Zip | 95536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUBD:TROSTS ADDITION |
| Legal Subdivision | TROSTS ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | HUMBOLDT CA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 11200 |
Source: Humboldt County records, as of October 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 742, FERNDALE, CA 95536-0742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2003 |
| Deed Sale | Aug 20, 2003 |
| Prior Sale | Jun 30, 1998 |
| Deed Document Number | 2003-031850-02 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Property Address | 895 HOWARD ST, FERNDALE, CA 95536 |
| Document Number | 0000018786 |
| Instrument Date | Oct 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2020 |
| Title Company | HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE CO. |
| Name | Verified Name |
|---|---|
| Address | PO BOX 742 FERNDALE CA 955360742, FERNDALE, CA 95536-0742 |
| Document Number | 0000018786 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 18786 |
| Name | REDWOOD CAP BK |
|---|---|
| Type | Bank |
| Address | EUREKA, CA 95501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 18, 2050 |
Source: Humboldt County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Humboldt County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,026.00 (+6.62%) Homeowner's exemption | $206,396 (+4.04%) Land $56,281 Building $150,115 |
| 2023 | $2,838.00 (+1.1%) Homeowner's exemption | $198,384 Land $54,097 Building $144,287 |
| 2022 | $2,807.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 4 (1996–2015) |
| Most Recent Claim | Feb 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEL ORO WATER CO-FERNDALE private · serves 1,662 people · EPA ID CA1210007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| 101Netlink Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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