895 Harmon St, Birmingham, MI 48009 Property Records

Oakland County property record for 895 Harmon St, Birmingham, MI 48009 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,954 sqft · built 1937
Lot Size	0.195 acres (8,494 sqft)
Owner	Individual Name on File
Last Sale	$1,900,000 (Nov 2023)
Tax Bill	$27,002 (2025)
Deeds & Mortgages	Oct 2025 Transfer Nov 2023 Sale & Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`08-19-25-351-001`

Property Details

APN / Parcel Number

Primary APN	`08-19-25-351-001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,954 sqft Living Area
1st Floor Area	963 sqft
Basement Area	1,073 sqft
Unfinished Basement	1,073 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 2022
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,494 sqft (0.195 acres)
Lot Dimensions	150 ft deep x 56 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	102 sqft
Patio Area	102 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	895 HARMON ST
City	BIRMINGHAM
State	MI
Zip	48009-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T2N, R10E, SEC 25 RANDALL ADD LOT 16
Legal Range	10E
Legal Township	02N
Legal Section	25
Legal Subdivision	RANDALL ADD
Legal Lot Number	16
Jurisdiction	OAKLAND MI
Township / Civil Division	BIRMINGHAM
Census Block Group	1
Census Block	1028
Census Tract	152600

Owner

Source: Oakland County records · APN 08-19-25-351-001

Assessment roll updated February 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	895 HARMON ST, BIRMINGHAM, MI 48009-1332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 02, 2025	Intrafamily Transfer, Transfer TITLE SENSE INC, TITLE ONE INC
Nov 08, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK
Jun 30, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Feb 01, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Mar 31, 2022	Intrafamily Transfer, Transfer STERLING TITLE AGENCY
Feb 22, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage PLATINUM HOME MORTGAGE CORP
Jul 02, 2021	Intrafamily Transfer, Transfer
May 07, 2021	Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK
Jun 09, 2021	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 08, 2023 · Amount on Record
Deed Sale	Nov 08, 2023 · Amount on Record
Prior Sale	Jun 09, 2021 · Amount on Record
Deed Document Number	2023122307
Deed Book / Page	58993 / 789
Prior Transfer Date	Nov 09, 2008
Prior Transfer Doc	0000203533
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Oct 02, 2025
Property Address	895 HARMON ST, BIRMINGHAM, MI 48009-1332
Document Number	0000123647
Book / Page	60575 / 1
Map Reference	LB 4 PG 65
Instrument Date	Jul 30, 2025
Instrument	123647
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	TITLE SENSE INC, TITLE ONE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10136 ELGIN AVE, HUNTINGTON WOODS, MI 48070-1513

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 HARMON ST, BIRMINGHAM, MI 48009-1332

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 08, 2023
Property Address	895 HARMON ST, BIRMINGHAM, MI 48009-1332
Document Number	0000122307
Book / Page	58993 / 789
Map Reference	LB 4 PG 65
Instrument Date	Nov 06, 2023
Instrument	122307
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$14,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	895 HARMON ST, BIRMINGHAM, MI 48009-1332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 HARMON ST, BIRMINGHAM, MI 48009-1332

Mortgage

Document Number	0000122962
Date	Nov 09, 2023
Book Page	58997/167
Instrument	122962

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Dec 01, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.2%
Margin	3
Max Rate	12.2%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	895 HARMON ST, BIRMINGHAM, MI 48009-1332
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 HARMON ST, BIRMINGHAM, MI 48009-1332

Mortgage

Document Number	0000070863
Date	Jun 30, 2023
Book Page	58704/519
Instrument	70863

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	895 HARMON ST, BIRMINGHAM, MI 48009-1332
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 HARMON ST, BIRMINGHAM, MI 48009-1332

Mortgage

Document Number	0000010958
Date	Feb 01, 2023
Book Page	58401/369
Instrument	10958

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Feb 01, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	6.75%
Index	Other
Margin	3
Max Rate	8.75%

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Mar 31, 2022
Property Address	895 HARMON ST, BIRMINGHAM, MI 48009-1332
Document Number	0000352897
Book / Page	57637 / 369
Map Reference	LB 4 PG 65
Instrument Date	Mar 23, 2022
Instrument	352897
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	STERLING TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	895 HARMON ST, 895, BIRMINGHAM, MI 48009-1332

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	895 HARMON ST, BIRMINGHAM, MI 48009-1332

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Feb 22, 2022
Property Address	895 HARMON ST, BIRMINGHAM, MI 48009-1332
Document Number	0000326843
Book / Page	57489 / 685
Map Reference	LB 4 PG 65
Instrument Date	Feb 03, 2022
Instrument	326843
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	STERLING TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 HARMON ST, BIRMINGHAM, MI 48009-1332

Mortgage

Document Number	0057489690
Date	Feb 22, 2022
Instrument	57489/690

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Jul 02, 2021
Property Address	895 HARMON ST, BIRMINGHAM, MI 48009-1332
Document Number	0000168089
Book / Page	56500 / 851
Map Reference	LB 4 PG 65
Instrument Date	Jun 29, 2021
Instrument	168089
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	895 HARMON ST, BIRMINGHAM, MI 48009-1332

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	895 HARMON ST, BIRMINGHAM, MI 48009-1332
Transaction Type	Mortgage
Record Updated	Jun 01, 2021
Title Company	NOT AVAILABLE, EMBASSY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2326 W BUELL RD, OAKLAND, MI 48363-2106

Mortgage

Document Number	0000121822
Date	May 07, 2021
Book Page	56208/1
Instrument	121822

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jun 01, 2028
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	Other
Max Rate	7.87%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 09, 2021
Property Address	895 HARMON ST, BIRMINGHAM, MI 48009-1332
Document Number	0000146273
Book / Page	56355 / 294
Map Reference	LB 4 PG 65
Instrument Date	May 04, 2021
Instrument	146273
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$5,805.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	915 HARMON ST, 915, BIRMINGHAM, MI 48009-3818

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 HARMON ST, BIRMINGHAM, MI 48009-1332

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated February 4, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Birmingham City
County	Oakland County
Unified School District	Birmingham City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27,002.00 (-9.78%) Homeowner's exemption	$827,340 (+6.65%)	$1,654,680 (+6.65%)
2024	$29,930.00 (+143.41%) Homeowner's exemption	$775,720 (+134.4%)	$1,551,440 (+134.4%)
2023	$12,296.00 (+55.8%) Homeowner's exemption	$330,940	$661,880
2021	$7,892.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251526001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	38 units insured 28 under condo master policies
Nearby Flood Claims	4 (1981–2021)
Most Recent Claim	Jun 2021, river or lake flooding, Severe Storms, Flooding, And Tornadoes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 395 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
WOW Internet, Cable & Phone	Cable	1,200 / 50
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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