895 Greenwich Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 895 Greenwich Dr, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,590 sqft · built 1978
Lot Size0.167 acres (7,272 sqft)
Owner2 Individual Names on Record
Last Sale$1,095,000 (Nov 2025)
Tax Bill$10,984 (2025)
Deeds & MortgagesJun 2026 Mortgage
Nov 2025 Sale & Mortgage
+ 3 more
Flood ZoneZone X (reduced by levee)
APN799-39-050

Property Details

APN / Parcel Number

Primary APN799-39-050

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,590 sqft Living Area
1st Floor Area1,442 sqft
2nd Floor Area1,148 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleL-Shape
Construction TypeWood
Lot Area7,272 sqft (0.167 acres)
Lot Dimensions101 ft deep x 72 ft wide
Garage Area560 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address895 GREENWICH DR
CityGILROY
StateCA
Zip95020-6327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 5847 HIDDEN GLEN OF GILROY NO 4 BOOK 410 PAGE 12 PAGE 14 LOT 358
Legal SubdivisionHIDDEN GLEN OF GILROY 04
Legal Tract5847
Legal Lot Number358
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1008
Census Tract512512

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address895 GREENWICH DR, GILROY, CA 95020-6327
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2026Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING
Nov 10, 2025Grant Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 1, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jun 1, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jan 31, 2020Deed of Trust, Mortgage · Conventional with PMI
FLAGSTAR BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2025 · Amount on Record
Deed SaleNov 10, 2025 · Amount on Record
Prior SaleFeb 7, 2020 · Amount on Record
Deed Document Number202525898543
Prior Transfer DateJun 30, 2020
Prior Transfer Doc0024523405
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Recording DateJun 30, 2026
Property Address895 GREENWICH DR, GILROY, CA 95020-6327
Document Number0026011211
Instrument DateJun 25, 2026
Instrument202626011211
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP

Transferred To (Grantee/Buyer)

NameVerified Name
Address895 GREENWICH DR, GILROY, CA 95020-6327
InvestorPossibly a Property Investor

Mortgage

Document Number0026011211,
DateJun 30, 2026
Instrument202626011211
Lender
NamePROVIDENT FUNDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

November 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateNov 10, 2025
Property Address895 GREENWICH DR, GILROY, CA 95020-6327
Document Number0025898543
Map ReferenceMB 410 PG 12-14
Instrument DateNov 6, 2025
Instrument25898543
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanyORANGE COAST TITLE COMPANY, ORANGE COAST TTL CO OF NOCAL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,204.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address895 GREENWICH DR, GILROY, CA 95020-6327

Mortgage

Document Number0025898544
DateNov 10, 2025
Instrument25898544
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CLARA CA
Recording DateJul 1, 2020
Property Address895 GREENWICH DR, GILROY, CA 95020-6327
Document Number0024523405
Instrument DateJun 30, 2020
Instrument24523405
Transaction TypeTransfer
Record UpdatedJul 13, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address895 GREENWICH DR GILROY CA 950206327, GILROY, CA 95020-6327

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CLARA CA
Recording DateJun 1, 2020
Property Address895 GREENWICH DR, GILROY, CA 95020-6327
Document Number0024493229
Instrument DateMay 28, 2020
Instrument24493229
Transaction TypeTransfer
Record UpdatedJun 11, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address895 GREENWICH DR GILROY CA 950206327, GILROY, CA 95020-6327

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address895 GREENWICH DR, GILROY, CA 95020-6327
Instrument DateJan 31, 2020
Transaction TypeMortgage
Record UpdatedFeb 26, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address895 GREENWICH DR GILROY CA 950206327, GILROY, CA 95020-6327

Mortgage

Document Number24398786
DateFeb 7, 2020
Instrument24398786
Lender
NameFLAGSTAR BK
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 6, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,095,000 (+22.1%) Land $438,000 Building $657,000
2025$10,984.00 (+1.61%) Homeowner's exemption$896,784 (+4.04%) Land $358,713 Building $538,071
2024$10,810.00 (+0.6%)
2023$10,745.00 (+1.67%) Homeowner's exemption$861,963 Land $344,785 Building $517,178
2022$10,569.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 75% of California
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20

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