895 Front Ave, Saint Paul, MN 55103 Property Records

Ramsey County property record for 895 Front Ave, Saint Paul, MN 55103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 4,992 sqft · built 1954
Lot Size	0.246 acres (10,759 sqft)
Owner	Company Name on File
Last Sale	$625,000 (Nov 2025)
Tax Bill	$7,788 (2025)
Deeds & Mortgages	Nov 2025 Sale & Construction Loan Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-23-24-0139`

Property Details

APN / Parcel Number

Primary APN	`26-29-23-24-0139`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,992 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1993
Architectural Style	Rambler
Exterior Material	Wood
Construction Type	Wood Frame
Lot Area	10,759 sqft (0.246 acres)
Lot Dimensions	108 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	895 FRONT AVE
City	SAINT PAUL
State	MN
Zip	55103-1326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	L
Legal Description	MAXFIELDS SUBDIVISION OF,52 OF LOTS 5 6 7 AND LOT 8
Legal Range	23
Legal Township	29
Legal Section	26
Legal Quarter	2
Quarter-Quarter Section	4
Legal Subdivision	MAXFIELDS SUBDIVISION OF,52 OF
Legal Lot Number	5-8 6
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3016
Census Tract	31200

Owner

895 Front Ave is owned by a company that bought it in November 2025.

Source: Ramsey County records, as of January 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Warranty Deed, Transfer · Construction Mortgage CITIZENS STATE BANK
Apr 16, 2020	Deed of Trust, Mortgage AFFINITY PLUS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2025 · Amount on File
Deed Sale	Nov 17, 2025 · Amount on File
Deed Document Number	T02805716
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 17, 2025
Property Address	895 FRONT AVE, SAINT PAUL, MN 55103-1326
Document Number	0T02805716
Instrument Date	Nov 13, 2025
Instrument	T02805716
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	GREAT NORTH TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,062.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02805717
Date	Nov 17, 2025
Instrument	T02805717

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	HUDSON, WI 54016

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	36 Months
Due	Nov 13, 2028

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	895 FRONT AVE, SAINT PAUL, MN 55103-1326
Document Number	0002664156
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	895 FRONT AVE ST PAUL MN 551031326, ST PAUL, MN 55103-1326

Mortgage

Document Number	0002664156
Date	Apr 27, 2020
Instrument	2664156

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 26, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 895 Front Ave was $7,788.

Source: Ramsey County assessment roll, as of February 1, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,788.00	$414,800 Land $75,600 Building $339,200	$414,800 Land $75,600 Building $339,200
2023	$5,828.00	$434,900 Land $75,600 Building $359,300	$434,900 Land $75,600 Building $359,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 895 Front Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 895 Front Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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