895 Flint Rd, Coldwater, MI 49036 Property Records

Branch County property record for 895 Flint Rd, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$279,900 (Oct 2025)
Tax Bill	$1,753 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`150-016-100-010-02`

Property Details

APN / Parcel Number

Primary APN	`150-016-100-010-02`

Exterior

Lot Area	435,600 sqft (10 acres)

Location & Zoning

Street Address	895 FLINT RD
City	COLDWATER
State	MI
Zip	49036-9071
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 10 A OF N 1/2 OF NW 1/4 OF NW 1/4 SEC 16 T8S R6W SPLIT FOR 2000 OUT OF 100-010-01
Legal Range	06W
Legal Township	08S
Legal Section	16
Jurisdiction	BRANCH MI
Township / Civil Division	KINDERHOOK
Census Block Group	2
Census Block	2036
Census Tract	951100

Owner

Source: Branch County records · APN 150-016-100-010-02

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	21 COLE ST, QUINCY, MI 49082-1105
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage BLUEOX CU
Oct 08, 2025	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 08, 2025 · Amount on Record
Deed Sale	Oct 08, 2025 · Amount on Record
Prior Sale	Jun 29, 2005 · Amount on Record
Deed Document Number	20256024
Prior Transfer Date	Feb 24, 2001
Prior Transfer Doc	0828000368
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	895 FLINT RD, COLDWATER, MI 49036-9071
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202105709
Date	Jul 20, 2021
Instrument	2021-05709

Lender

Name	BLUEOX CU
Type	Credit Union
Address	BATTLE CREEK, MI 49015

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Oct 08, 2025
Property Address	895 FLINT RD, COLDWATER, MI 49036-9071
Document Number	0202506024
Instrument Date	Oct 03, 2025
Instrument	2025-06024
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	895 FLINT RD, COLDWATER, MI 49036-9071

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21 COLE ST, QUINCY, MI 49082-1105

Mortgage

Document Number	0202506025
Date	Oct 08, 2025
Instrument	2025-06025

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Mortgage

Document Number	0202506026
Date	Oct 08, 2025
Instrument	2025-06026

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	8241 DOW CIR, STRONGSVILLE, OH 44136

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 01, 2035

Tax Assessment & Valuation

Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Kinderhook Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,300 (+19.52%)	$308,600 (+19.52%)
2025	$1,753.00 (+2.34%)	$129,100	$258,200
2024	$1,713.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 19, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Defiance Holdings Fixed Wireless	200 / 50
Lakeland Internet Fixed Wireless	100 / 20

May also be available: AT&T, DMCI Broadband, Frontier, Mercury Broadband, T-Mobile USA.

Based on FCC filings for 11 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Flint Rd

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