895 Emerald Dr, Pingree Grove (Hampshire), IL 60140 Property Records

Kane County property record for 895 Emerald Dr, Pingree Grove, IL 60140

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,729 sqft · built 2006
Lot Size	0.3 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$149,000 (Oct 2017)
Tax Bill	$5,416 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-28-309-013`

Property Details

APN / Parcel Number

Primary APN	`02-28-309-013`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,729 sqft Living Area
Gross Area	2,129 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	1,307 sqft (0.3 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	895 EMERALD DR
City	PINGREE GROVE
State	IL
Zip	60140-9114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMBRIDGE LAKES UNIT 2 LT 3203
Legal Subdivision	CAMBRIDGE LAKES
Legal Block	1
Legal Lot Number	3203
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	RUTLAND
Census Block Group	1
Census Block	1012
Census Tract	850710

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	895 EMERALD DR, PINGREE GROVE, IL 60140-9114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 23, 2017	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2017 · Amount on Record
Deed Sale	Oct 23, 2017 · Amount on Record
Prior Sale	Sep 19, 2005 · Amount on Record
Deed Document Number	201755512
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	895 EMERALD DR, PINGREE GROVE, IL 60140-9114
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040398
Date	Jul 24, 2020
Instrument	2020K040398

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	RENO, NV 89501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 23, 2017
Property Address	895 EMERALD DR, PINGREE GROVE, IL 60140-9114
Document Number	0000055512
Instrument Date	Oct 13, 2017
Instrument	55512
Transaction Type	Transfer
Record Updated	Nov 21, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34319 N BARBERRY RD ROUND LAKE BEACH IL 600733467, ROUND LAKE BEACH, IL 60073-3467

Mortgage

Document Number	55513
Date	Oct 23, 2017
Instrument	55513

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Rutland Township
Municipality	Pingree Grove Village
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,416.00 (+8.49%) Homeowner's exemption
2024		$70,209 (+19.94%) Land $14,428 Building $55,781	$210,711 (+19.98%) Land $43,301 Building $167,410
2022	$4,992.00 (+2.8%) Homeowner's exemption	$58,539 (+6.32%) Land $12,030 Building $46,509	$175,617 (+6.32%) Land $36,090 Building $139,527
2021	$4,856.00 Homeowner's exemption	$55,059 Land $11,315 Building $43,744	$165,177 Land $33,945 Building $131,232

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINGREE GROVE serves 10,365 people · EPA ID IL0890160
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.68 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Fox Valley Internet.

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