895 E Kennedy Ave, Hermiston, OR 97838 Property Records

Umatilla County property record for 895 E Kennedy Ave, Hermiston, OR 97838

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,275 sqft · built 1980
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$289,800 (Dec 2025)
Tax Bill	$3,336 (2025)
Deeds & Mortgages	Apr 2018 Second Mortgage Jun 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4N2814AC01800`

Property Details

APN / Parcel Number

Primary APN	`4N2814AC01800`
Alternative APNs	`132095.00` `132095`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,275 sqft Living Area
Gross Area	1,731 sqft
1st Floor Area	1,275 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	9,583 sqft (0.22 acres)
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	132095
Street Address	895 E KENNEDY AVE
City	HERMISTON
State	OR
Zip	97838-9436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	STARRETT ADDITION, HERMISTON BLOCK: 1 LOT: 7
Legal Range	28
Legal Township	04N
Legal Section	14
Legal Subdivision	STARRETT ADDITION, HERMISTON
Legal Block	1
Legal Lot Number	7
Jurisdiction	UMATILLA OR
Township / Civil Division	HERMISTON-UMATILLA
Census Block Group	3
Census Block	3051
Census Tract	951202

Owner

Source: Umatilla County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	895 E KENNEDY AVE, HERMISTON, OR 97838-9436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OREGON AFFORDABLE HOUSING ASSISTANCE COR
Jun 6, 2023	Deed of Trust, Mortgage · Line of Credit WASHINGTON FEDERAL BANK
Dec 19, 2025	Warranty Deed, Transfer · FHA Mortgage BANNER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2025 · Amount on Record
Deed Sale	Dec 19, 2025 · Amount on Record
Prior Sale	Dec 7, 2016 · Amount on Record
Deed Document Number	20259974
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	895 E KENNEDY AVE, HERMISTON, OR 97838-9436
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20186710354
Date	Apr 30, 2018
Instrument	2018-6710354

Lender

Name	OREGON AFFORDABLE HOUSING ASSISTANCE COR
Type	Government Agency
Address	SALEM, OR 97301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	895 E KENNEDY AVE, HERMISTON, OR 97838-9436
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 E KENNEDY AVE, HERMISTON, OR 97838-9436

Mortgage

Document Number	20230003582
Date	Jun 6, 2023
Instrument	2023-0003582

Lender

Name	WASHINGTON FEDERAL BANK
Address	SEATTLE, WA 98101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	Dec 19, 2025
Property Address	895 E KENNEDY AVE, HERMISTON, OR 97838-9436
Document Number	20250009974
Instrument Date	Dec 19, 2025
Instrument	2025-0009974
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 E KENNEDY AVE, HERMISTON, OR 97838-9436

Mortgage

Document Number	20250009975
Date	Dec 19, 2025
Instrument	2025-0009975

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Umatilla County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Municipality	Hermiston City
Unified School District	Hermiston School District 8 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,336.00 (+2.33%)	$160,680 (+3%) Land $53,960 Building $106,720	$234,080 (-1.33%) Land $74,820 Building $159,260
2024	$3,260.00 (-0.09%)	$156,000 (+3%) Land $52,390 Building $103,610	$237,230 (-1.05%) Land $64,000 Building $173,230
2023	$3,263.00	$151,460 Land $50,870 Building $100,590	$239,740 Land $58,000 Building $181,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERMISTON serves 20,000 people · EPA ID OR4100372
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Blue Mountain Net Cable · Fixed Wireless	300 / 30

May also be available: Verizon.

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