895 Cutler Rd, Longwood, FL 32779 Property Records

Seminole County property record for 895 Cutler Rd, Longwood, FL 32779

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,809 sqft · built 1984
Lot Size	0.231 acres (10,068 sqft)
Owner	2 Company Names on Record
Last Sale	$136,000 (Jun 2017)
Tax Bill	$3,989 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-20-29-501-0000-034A`

Property Details

APN / Parcel Number

Primary APN	`33-20-29-501-0000-034A`
Alternative APN	`2029335010000034A`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,809 sqft Living Area
Gross Area	3,229 sqft
1st Floor Area	1,621 sqft
Upper Floors Area	1,092 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,068 sqft (0.231 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool Type
Pool Area	1 sqft
Porch	Florida Room
Porch Area	243 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	895 CUTLER RD
City	LONGWOOD
State	FL
Zip	32779-3525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	BEG NW COR LOT 34 RUN S 50 DEG 58 MIN 44 SEC W 165.64 FT S 56 DEG 35 MIN 6 SEC E 103.19 FT N 44 DEG 29 MIN 48 SEC E 16.18 FT NLY & NELY ON CURVE 144.23 FT NWLY ON CURVE 22.86 FT TO BEG CUTLER COVE PB 13 PG 18
Legal Range	29E
Legal Township	20S
Legal Section	33
Legal Subdivision	CUTLER COVE
Legal Tract	501
Legal Lot Number	34
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	1
Census Block	1000
Census Tract	21612

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	895 CUTLER RD, LONGWOOD, FL 32779-3525
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 13, 2017	Quit Claim Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2017 · Amount on Record
Deed Sale	Jun 13, 2017 · Amount on Record
Prior Sale	Mar 21, 2001 · Amount on Record
Deed Document Number	201758307
Prior Transfer Date	Jun 5, 2017
Prior Transfer Doc	2017058307
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	895 CUTLER RD, LONGWOOD, FL 32779-3525
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 CUTLER RD, LONGWOOD, FL 32779-3525

Mortgage

Document Number	0098801045
Date	Mar 25, 2021
Book Page	9880/1045
Instrument	2021038094

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jun 13, 2017
Property Address	895 CUTLER RD, LONGWOOD, FL 32779-3525
Document Number	0089300507
Book / Page	008930 / 000507
Instrument Date	Jun 5, 2017
Instrument	58307
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$952.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	895 CUTLER RD LONGWOOD FL 327793525, LONGWOOD, FL 32779-3525

Mortgage

Document Number	89300509
Date	Jun 13, 2017
Book Page	008930/000509
Instrument	58308

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 12, 2032

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,989.00 (+8.75%)	$310,187 (+5.99%)	$533,773 (+22.75%) Land $85,000 Building $448,773
2023	$3,668.00 (+26.61%) Homeowner's exemption	$292,665 (+25.3%)	$434,840 (+0.74%) Land $68,000 Building $366,840
2022	$2,897.00 Homeowner's exemption	$233,566	$431,643 Land $68,000 Building $363,643

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	4 (1981–2004)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANLANDO (3 WTPS) private · serves 36,953 people · EPA ID FL3591121
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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