895 Collins Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 895 Collins Rd, Sparta, NC 28675

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,504 sqft · built 1933
Lot Size	14.3 acres (623,779 sqft)
Owner	Individual on Record
Last Sale	$400,000 (Sep 2024)
Tax Bill	$1,103 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3070198004`

Property Details

APN / Parcel Number

Primary APN	`3070198004`
Alternative APNs	`79410` `84239`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,504 sqft Living Area
1st Floor Area	832 sqft
Utility Area	256 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1980
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	623,779 sqft (14.3 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	272 sqft
Deck Area	80 sqft
Shed	1 Shed
Shed Area	100 sqft
Mobile Home / RV Hookup	Mobile Home / RV Hookup

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	84239
Street Address	895 COLLINS RD
City	SPARTA
State	NC
Zip	28675-8790
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Jurisdiction	ALLEGHANY NC
Township / Civil Division	GAP CIVIL
Census Block Group	4
Census Block	4008
Census Tract	950200

Owner

Source: Alleghany County assessment roll, as of August 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	977 COLLINS RD, SPARTA, NC 28675-8791
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2019	Deed of Trust, Mortgage · VA Mortgage POTYAMAC MTG GROUP
Jul 7, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 2, 2019	Warranty Deed, Transfer · VA Mortgage POTYAMAC MTG GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2024 · Amount on Record
Deed Sale	Sep 6, 2024 · Amount on Record
Deed Document Number	20241814
Deed Book / Page	446 / 386
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	895 COLLINS RD, SPARTA, NC 28675-8790
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00402/1380
Date	Oct 2, 2019
Book Page	402/1380
Instrument	2056

Lender

Name	POTYAMAC MTG GROUP

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	895 COLLINS RD, SPARTA, NC 28675-8790
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	420/518
Date	Jul 7, 2021
Book Page	420/518
Instrument	1950

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Jan 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Oct 2, 2019
Property Address	895 COLLINS RD, SPARTA, NC 28675-8790
Document Number	402/1377
Book / Page	402 / 1377
Instrument Date	Sep 28, 2019
Instrument	2055
Transaction Type	Transfer
Record Updated	Jul 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 OLD GOLDSBORO RD, NEWTON GROVE, NC 28366-7758

Mortgage

Document Number	402/1380
Date	Oct 2, 2019
Book Page	402/1380
Instrument	2056

Lender

Name	POTYAMAC MTG GROUP

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,100 (+44.7%) Land $111,400 Building $120,700	$232,100 (+1.98%) Land $111,400 Building $120,700
2025	$1,103.00
2023		$160,400 Land $44,200 Building $116,200	$227,600 Land $111,400 Building $116,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPARTA serves 1,900 people · EPA ID NC0103010
Water Source	Purchased surface water from VIRGINIA CAROLINA WATER AUTHORITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	2.05 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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