895 Cobalt Ct, Tracy, CA 95377 Property Records

San Joaquin County property record for 895 Cobalt Ct, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,063 sqft · built 1999
Lot Size0.137 acres (5,960 sqft)
Owner2 Individual Names on File
Last Sale$615,000 (Oct 2024)
Tax Bill$5,473 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Oct 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN240-190-010-000

Property Details

APN / Parcel Number

Primary APN240-190-010-000
Alternative APN
  • 240-190-01

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,063 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Construction TypeWood
Lot Area5,960 sqft (0.137 acres)
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number240-190-01
Street Address895 COBALT CT
CityTRACY
StateCA
Zip95377-8651
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description99-FM PT OF 240-030-11 PER ALDEN MEADOWS UNIT 1
Legal SubdivisionALDEN MEADOWS
Legal Block3
Legal Lot Number7
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group3
Census Block3005
Census Tract5212

Owner

Source: San Joaquin County assessment roll, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address895 COBALT CT, TRACY, CA 95377-8651
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2026Intrafamily Transfer, Transfer · Conventional Mortgage
NEXERA HOLDING LLC
Oct 12, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Aug 7, 2017Grant Deed, Mortgage
CITY NAT'L BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 29, 2024 · Amount on Record
Deed SaleOct 29, 2024 · Amount on Record
Prior SaleSep 26, 2008 · Amount on Record
Deed Document Number202492588
Prior Transfer DateOct 8, 2020
Prior Transfer Doc0000135753
Record UpdatedSep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateFeb 12, 2026
Property Address895 COBALT CT, TRACY, CA 95377-8651
Document Number0000011670
Map ReferenceMB 34 PG 20
Instrument DateFeb 4, 2026
Instrument2026-011670
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address895 COBALT CT, TRACY, CA 95377-8651

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address895 COBALT CT, TRACY, CA 95377-8651

Mortgage

Document Number0000011671
DateFeb 12, 2026
Instrument2026-011671
Lender
NameNEXERA HOLDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateOct 12, 2020
Property Address895 COBALT CT, TRACY, CA 95377-8651
Document Number0000135753
Instrument DateOct 8, 2020
Instrument135753
Transaction TypeTransfer
Record UpdatedOct 30, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 236 ALAMO CA 945070236, ALAMO, CA 94507-0236

August 2017: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateAug 7, 2017
Property Address895 COBALT CT, TRACY, CA 95377-8651
Instrument DateJul 31, 2017
Instrument89587
Transaction TypeMortgage
Record UpdatedAug 15, 2017
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address895 COBALT CT TRACY CA 953778651, TRACY, CA 95377-8651

Mortgage

Document Number0000089587
DateAug 7, 2017
Instrument89587
Lender
NameCITY NAT'L BK
TypeBank
Address2029 CENTURY PARK E # 200, LOS ANGELES, CA 90067-2903
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,473.00 (+10.05%)$453,581 (+4.04%) Land $180,275 Building $273,306
2023$4,973.00 (+2.11%)$435,971 Land $173,276 Building $262,695$778,140
2022$4,870.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Zinnia Networks
Fixed Wireless
400 / 80
UnWired Broadband Holding
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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