895 Co Rd 660, Athens, TN 37303 Property Records

McMinn County property record for 895 Co Rd 660, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,638 sqft · built 2009
Lot Size	2.85 acres (124,582 sqft)
Owner	Owner Name on Record
Last Sale	$48,000 (Mar 2009)
Tax Bill	$3,191 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054106 26802`

Property Details

APN / Parcel Number

Primary APN	`054106 26802`
Alternative APN	`106 26802`

Interior

Full Baths	5 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,638 sqft Living Area
1st Floor Area	2,076 sqft
Upper Floors Area	2,274 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	124,582 sqft (2.85 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	700 sqft
Bath House	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	895 COUNTY ROAD 660
City	ATHENS
State	TN
Zip	37303-6336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04 LINGERFELT SURV 10/12/07, COUNTY AREA: I01
Legal Subdivision	CHARLES BIVENS PROP
Legal Lot Number	1 2
Jurisdiction	MCMINN TN
Township / Civil Division	4
Census Block Group	1
Census Block	1068
Census Tract	970601

Owner

Source: McMinn County records, as of February 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	895 COUNTY ROAD 660, ATHENS, TN 37303-6336
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Deed of Trust, Mortgage · Line of Credit SOUTHEAST BANK
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage Y12 FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2009 · Amount on Record
Deed Sale	Mar 25, 2009 · Amount on Record
Prior Sale	Mar 16, 2009 · Amount on Record
Deed Document Number	18M584
Last Transfer Date	Oct 13, 2011
Transfer Doc	19G732
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	895 COUNTY ROAD 660, ATHENS, TN 37303-6336
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 COUNTY ROAD, ATHENS, TN 37303

Mortgage

Document Number	0001339163
Date	Mar 12, 2024
Book Page	1339/163
Instrument	253603

Lender

Name	SOUTHEAST BANK
Type	Bank
Address	ATHENS, TN 37371

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	895 COUNTY ROAD 660, ATHENS, TN 37303-6336
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001258313
Date	Oct 15, 2021
Book Page	1258/313
Instrument	230052

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	895 COUNTY ROAD 660, ATHENS, TN 37303-6336
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1125688
Date	Aug 30, 2017
Book Page	1125/688
Instrument	191796

Lender

Name	Y12 FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McMinn County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	McMinn County
Unified School District	McMinn County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,191.00	$294,850 (-) Land $8,600 Building $286,250
2024	$3,191.00 (-8.44%)	$294,850 (-8.42%) Land $8,600 Building $286,250
2023	$3,485.00 (+37.8%)	$321,975 (+96.93%) Land $8,600 Building $313,375	$1,179,400 (+80.34%) Land $34,400 Building $1,145,000
2022	$2,529.00	$163,500 Land $4,425 Building $159,075	$654,000 Land $17,700 Building $636,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ETOWAH UTILITIES serves 12,851 people · EPA ID TN0000233
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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