Santa Clara County property record for 895 Chesapeake Pl, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,838 sqft · built 1978 |
| Lot Size | 0.161 acres (7,004 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $259,500 (Mar 1998) |
| Tax Bill | $5,015 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Sep 2025 Transfer + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 799-39-036 |
| Primary APN | 799-39-036 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,838 sqft Living Area |
| 1st Floor Area | 1,838 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 7,004 sqft (0.161 acres) |
| Lot Dimensions | 103 ft deep x 68 ft wide |
| Garage Area | 449 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Heating System | HVAC |
|---|
| Street Address | 895 CHESAPEAKE PL |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-6302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 5847 HIDDEN GLEN OF GILROY NO 4 BOOK 410 PAGE 12 PAGE 14 LOT 344 |
| Legal Subdivision | HIDDEN GLEN OF GILROY 04 |
| Legal Tract | 5847 |
| Legal Lot Number | 344 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 512512 |
Source: Santa Clara County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 895 CHESAPEAKE PL, GILROY, CA 95020-6302 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage · Line of Credit MECHANICS BANK |
| Sep 17, 2025 | Intrafamily Transfer, Transfer |
| Jun 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MECHANICS BANK |
| May 23, 2019 | Deed of Trust, Mortgage · Line of Credit RABOBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 1998 · Amount on Record |
| Deed Sale | Mar 20, 1998 · Amount on Record |
| Deed Document Number | 199814102792 |
| Prior Transfer Date | May 16, 1996 |
| Prior Transfer Doc | 0013310128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 895 CHESAPEAKE PL, GILROY, CA 95020-6302 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 895 CHESAPEAKE PL, GILROY, CA 95020-6302 |
| Document Number | 0025947541 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 25947541 |
| Name | MECHANICS BANK |
|---|---|
| Type | Bank |
| Address | PO BOX 8070, WALNUT CREEK, CA 94596 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 1, 2051 |
| Change Frequency | Monthly |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Sep 17, 2025 |
| Property Address | 895 CHESAPEAKE PL, GILROY, CA 95020-6302 |
| Document Number | 0025870938 |
| Map Reference | MB 410 PG 1213 & 14 |
| Instrument Date | Aug 28, 2025 |
| Instrument | 25870938 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 895 CHESAPEAKE PL, GILROY, CA 95020-6302 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 895 CHESAPEAKE PL, GILROY, CA 95020-6302 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 895 CHESAPEAKE PL, GILROY, CA 95020-6302 |
| Document Number | 0025011559 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 25011559 |
| Name | MECHANICS BANK |
|---|---|
| Type | Bank |
| Address | ARROYO GRANDE, CA 93421 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 895 CHESAPEAKE PL, GILROY, CA 95020-6302 |
| Document Number | 0024190656 |
| Instrument Date | May 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 895 CHESAPEAKE PL GILROY CA 950206302, GILROY, CA 95020-6302 |
| Document Number | 0024190656 |
|---|---|
| Date | May 30, 2019 |
| Instrument | 24190656 |
| Name | RABOBANK |
|---|---|
| Type | Bank |
| Address | GILROY, CA 95020-4918 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $415,128 (+2%) Land $146,570 Building $268,558 | |
| 2025 | $5,015.00 (+2.26%) Homeowner's exemption | $406,990 (+4.04%) Land $143,697 Building $263,293 |
| 2023 | $4,904.00 (+1.72%) Homeowner's exemption | $391,188 Land $138,118 Building $253,070 |
| 2022 | $4,821.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 75% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
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