895 Cedar St, Montara, CA 94037 Property Records

San Mateo County property record for 895 Cedar St, Montara, CA 94037

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,020 sqft · built 1960
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Nov 2020)
Tax Bill	$6,028 (2025)
Deeds & Mortgages	Nov 2020 Sale Jul 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`036-133-010`

Property Details

APN / Parcel Number

Primary APN	`036-133-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,020 sqft Living Area
1st Floor Area	1,020 sqft
Family Room	Family Room

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	4,000 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
View / Lot	Corner
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	895 CEDAR ST
City	MONTARA
State	CA
Zip	94037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 17 BLOCK 1 MONTARA 2ND ADD
Legal Subdivision	MONTARA 2ND ADD
Legal Block	1
Legal Lot Number	17
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	4
Census Block	4005
Census Tract	613600

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 370040, MONTARA, CA 94037-0040
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Grant Deed, Transfer LAWYERS TITLE
Jul 19, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 4, 2018	Affidavit of Death, Transfer
Feb 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage SF FIRE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2020 · Amount on Record
Deed Sale	Nov 5, 2020 · Amount on Record
Deed Document Number	2020123652
Prior Transfer Date	Sep 15, 2020
Prior Transfer Doc	0000123652
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Nov 5, 2020
Property Address	895 CEDAR ST, MONTARA, CA 94037
Document Number	0000123652
Instrument Date	Sep 15, 2020
Instrument	123652
Transaction Type	Transfer
Record Updated	Dec 11, 2020
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$220.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 370611 MONTARA CA 940370611, MONTARA, CA 94037-0611

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jul 19, 2019
Property Address	895 CEDAR ST, MONTARA, CA 94037
Document Number	0000056430
Instrument Date	Jul 19, 2019
Instrument	56430
Transaction Type	Transfer
Record Updated	Aug 7, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	825 DRAKE ST MONTARA CA 94037, MONTARA, CA 94037

September 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN MATEO CA
Recording Date	Sep 4, 2018
Property Address	895 CEDAR ST, MONTARA, CA 94037
Document Number	0000069133
Instrument Date	Sep 4, 2018
Instrument	69133
Transaction Type	Transfer
Record Updated	Sep 19, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 CEDAR ST MONTARA CA 94037, MONTARA, CA 94037

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	895 CEDAR ST, MONTARA, CA 94037
Document Number	0000023589
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Apr 13, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	895 CEDAR ST MONTARA CA 94037, MONTARA, CA 94037

Mortgage

Document Number	0000023589
Date	Mar 28, 2018
Instrument	23589

Lender

Name	SF FIRE CU
Address	SAN FRANCISCO, CA 94118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 27, 2043

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,467 (+2%) Land $149,446 Building $149,021
2025	$6,028.00 (+11.94%)	$292,617 (+4.04%) Land $146,517 Building $146,100
2023	$5,385.00 (-2%)	$281,259 Land $140,830 Building $140,429	$1,068,390
2022	$5,495.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures