Morgan County property record for 895 Black Rd, Somerville, AL 35670
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,125 sqft · built 2015 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $157,000 (Oct 2025) |
| Tax Bill | $474 (2025) |
| Deeds & Mortgages | Oct 2025 Sale Dec 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-07-36-0-006-004.009 |
| Primary APN | 11-07-36-0-006-004.009 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,125 sqft Living Area |
| 1st Floor Area | 1,125 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 163445 |
|---|---|
| Street Address | 895 BLACK RD |
| City | SOMERVILLE |
| State | AL |
| Zip | 35670-4701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT SW COR OF SW1/4 OF SEC 36, T6S, R3W, TH N 527.85', TH E 33.83' TO E R/W OF BLACK RD; TH N 315', TO TPOB. TH CONT N 105 |
| Legal Range | 3W |
| Legal Township | 6S |
| Legal Section | 36 |
| Legal Lot Number | 2 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 5405 |
Source: Morgan County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 895 BLACK RD, SOMERVILLE, AL 35670-4701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Oct 31, 2025 | Warranty Deed, Transfer JACOB TITLE LLC |
| Dec 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage REDSTONE FCU |
| Dec 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage REDSTONE FCU |
| Jul 20, 2015 | Warranty Deed, Transfer · USDA Mortgage UNITED STATES DEPARTMENT OF AGRICUL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2025 · Amount on Record |
| Deed Sale | Oct 31, 2025 · Amount on Record |
| Prior Sale | Jul 20, 2015 · Amount on Record |
| Deed Book / Page | 2025 / 10169 |
| Prior Transfer Date | Oct 30, 2025 |
| Prior Transfer Doc | 2025/10169 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Oct 31, 2025 |
| Property Address | 895 BLACK RD, SOMERVILLE, AL 35670-4701 |
| Document Number | 2025/10169 |
| Book / Page | 2025 / 10169 |
| Instrument Date | Oct 30, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Title Company | JACOB TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 1404 TOWER ST, ATHENS, AL 35611-2311 |
| Name | Verified Name |
|---|---|
| Address | 895 BLACK RD, SOMERVILLE, AL 35670-4701 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Dec 6, 2022 |
| Property Address | 895 BLACK RD, SOMERVILLE, AL 35670-4701 |
| Document Number | 2022/13431 |
| Book / Page | 2022 / 13431 |
| Instrument Date | Dec 2, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 895 BLACK RD, HAMILTON, AL 35570 |
| Name | Verified Name |
|---|---|
| Address | 895 BLACK RD, HAMILTON, AL 35570 |
| Document Number | 2022/54149 |
|---|---|
| Date | Dec 6, 2022 |
| Book Page | 2022/54149 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTSVILLE, AL 35893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Dec 6, 2022 |
| Property Address | 895 BLACK RD, SOMERVILLE, AL 35670-4701 |
| Document Number | 2022/13431 |
| Book / Page | 2022 / 13431 |
| Instrument Date | Dec 2, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 895 BLACK RD, HAMILTON, AL 35570 |
| Name | Verified Name |
|---|---|
| Address | 895 BLACK RD, HAMILTON, AL 35570 |
| Document Number | 0202254149 |
|---|---|
| Date | Dec 6, 2022 |
| Instrument | 2022/54149 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jul 20, 2015 |
| Property Address | 895 BLACK RD, SOMERVILLE, AL 35670-4701 |
| Document Number | 2015/06053 |
| Book / Page | 2015 / 06053 |
| Instrument Date | Jul 16, 2015 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $80.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1651, DECATUR, AL 35602-1651 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 895 BLACK RD, SOMERVILLE, AL 35670-4701 |
| Document Number | 0201522409 |
|---|---|
| Date | Jul 20, 2015 |
| Instrument | 2015/22409 |
| Name | UNITED STATES DEPARTMENT OF AGRICUL |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 396 Months |
| Due | Jul 16, 2048 |
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Municipality | Somerville Town |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $474.00 (+51.44%) Homeowner's exemption | $9,810 (-31.16%) Land $630 Building $9,180 | $141,000 (-1.05%) Land $6,300 Building $134,700 |
| 2024 | $14,250 (+45.26%) Land $630 Building $13,620 | $142,500 (+45.26%) Land $6,300 Building $136,200 | |
| 2023 | $313.00 (-1.26%) Homeowner's exemption | $9,810 (-1.01%) Land $630 Building $9,180 | $98,100 (-1.01%) Land $6,300 Building $91,800 |
| 2022 | $317.00 Homeowner's exemption | $9,910 Land $630 Building $9,280 | $99,100 Land $6,300 Building $92,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Dec 2009 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NE MORGAN CO., WATER & SEWER AUTHORITY serves 26,352 people · EPA ID AL0001088 |
|---|---|
| Water Source | Purchased surface water from DECATUR, MUNICIPAL UB OF |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FlashFiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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