Franklin County property record for 895 Bay Dr, Carrabelle, FL 32322
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.564 acres (24,568 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $664 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 06-08S-04W-5264-0000-0130 |
| Primary APN | 06-08S-04W-5264-0000-0130 |
|---|---|
| Alternative APN |
|
| Lot Area | 24,568 sqft (0.564 acres) |
|---|---|
| Lot Dimensions | 205 ft deep x 120 ft wide |
| View / Lot | Bay Front |
| Street Address | 895 BAY DR |
|---|---|
| City | CARRABELLE |
| State | FL |
| Zip | 32322 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | UNIT 4 LOT 13 DOG ISLAND 395/13 1025/262 |
| Legal Range | 04W |
| Legal Township | 08S |
| Legal Section | 06 |
| Legal Subdivision | 5264 |
| Legal Lot Number | 13 |
| Legal Unit | 4 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 970101 |
895 Bay Dr, vacant land, is owned by an individual who acquired it in November 2010.
Source: Franklin County records, as of November 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3110 KINGMAN RD, AMES, IA 50014-3939 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 29, 2010 |
| Transfer Doc | 0019007923 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 895 Bay Dr was $664, up 14.1% from the year before.
Source: Franklin County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $664.00 (+14.09%) | $67,650 (+22.22%) Land $67,650 | $67,650 (+22.22%) Land $67,650 |
| 2024 | $582.00 (+2.83%) | $55,350 (-) Land $55,350 | $55,350 (-) Land $55,350 |
| 2023 | $566.00 (+28.64%) | $55,350 (+8%) Land $55,350 | $55,350 (+8%) Land $55,350 |
| 2022 | $440.00 | $30,750 Land $30,750 | $30,750 Land $30,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 895 Bay Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 15.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 43 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 72 units insured incl. 29 condo units |
| Nearby Flood Claims | 7 (2018) |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P28 “Dog Island” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible for structures built after the Oct 1, 1983 cutoff private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 895 Bay Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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