Fremont County property record for 895 B St, Penrose, CO 81240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,440 sqft · built 2002 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,065 (2025) |
| Deeds & Mortgages | Feb 2025 Mortgage Aug 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R022495 |
| Primary APN | R022495 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Bungalow |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Carport |
| Garage Area | 144 sqft |
| Carport | Carport |
| Carport Area | 144 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 122 sqft |
| Patio Area | 72 sqft |
| Shed | 1 Shed |
| Shed Area | 176 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | R022495 |
|---|---|
| Street Address | 895 B ST |
| City | PENROSE |
| State | CO |
| Zip | 81240-9329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR-28 SEC 6-19-68 BEAVER PARK PLAT #1 |
| Legal Range | 68 |
| Legal Township | 19 |
| Legal Section | 06 |
| Legal Subdivision | BEAVER PARK PLAT #1 |
| Legal Tract | 28 |
| Jurisdiction | FREMONT CO |
| Township / Civil Division | PENROSE-PORTLAND |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 978100 |
Source: Fremont County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 837, PENROSE, CO 81240-0837 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2025 | Deed of Trust, Mortgage OWENS CONSTRUCTION COMPANY |
| Aug 11, 2022 | Deed of Trust, Mortgage · Commercial Mortgage HIGH COUNTRY BANK |
| Nov 26, 2024 | Deed of Trust, Mortgage · Conventional Mortgage HIGH COUNTRY BANK |
| Sep 8, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREMONT CO |
| Property Address | 895 B ST, PENROSE, CO 81240-9329 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 895 B ST, PENROSE, CO 81240-9329 |
| Document Number | 0001043258 |
|---|---|
| Date | Feb 11, 2025 |
| Instrument | 1043258 |
| Name | OWENS CONSTRUCTION COMPANY |
|---|---|
| Type | Non-Lending Institution |
| Address | CANON CITY, CO 81212 |
| Amount | Amount Recorded |
|---|---|
| Term | 11 Months |
| Due | Dec 31, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREMONT CO |
| Property Address | 895 B ST, PENROSE, CO 81240-9329 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001019500 |
|---|---|
| Date | Aug 11, 2022 |
| Instrument | 1019500 |
| Name | HIGH COUNTRY BANK |
|---|---|
| Type | Bank |
| Address | SALIDA, CO 81201 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 8, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREMONT CO |
| Property Address | 895 B ST, PENROSE, CO 81240-9329 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 895 B ST, PENROSE, CO 81240-9329 |
| Document Number | 0001041597 |
|---|---|
| Date | Nov 26, 2024 |
| Instrument | 1041597 |
| Name | HIGH COUNTRY BANK |
|---|---|
| Type | Bank |
| Address | SALIDA, CO 81201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREMONT CO |
| Recording Date | Sep 8, 2020 |
| Property Address | 895 B ST, PENROSE, CO 81240-9329 |
| Document Number | 0000990281 |
| Instrument Date | Sep 4, 2020 |
| Instrument | 990281 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $30.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | IS 4551 PARMALEE GULCH RD INDIAN HILLS CO 80454, INDIAN HILLS, CO 80454 |
Source: Fremont County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Fremont County |
| Unified School District | Fremont RE-2 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,065.00 (+85.2%) | $27,745 (+58.67%) | $443,912 (+70.09%) |
| 2024 | $1,115.00 (+1.64%) | $17,486 (+15.49%) | |
| 2023 | $1,097.00 (-19.16%) | $15,141 (-18.66%) | $260,987 (-2.56%) |
| 2022 | $1,357.00 | $18,614 | $267,832 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 56% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PENROSE WD serves 3,149 people · EPA ID CO0122700 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| SECOM Fixed Wireless | 300 / 50 |
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