895 B St, Penrose, CO 81240 Property Records

Fremont County property record for 895 B St, Penrose, CO 81240

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,440 sqft · built 2002
Lot Size10 acres (435,600 sqft)
OwnerIndividual Name on Record
Tax Bill$2,065 (2025)
Deeds & MortgagesFeb 2025 Mortgage
Aug 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR022495

Property Details

APN / Parcel Number

Primary APNR022495
Alternative APN
  • 69003490

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,440 sqft Living Area
1st Floor Area1,440 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2020
Architectural StyleBungalow
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area435,600 sqft (10 acres)
Garage TypeCarport
Garage Area144 sqft
CarportCarport
Carport Area144 sqft

Exterior Amenities

PorchSlab
Porch Area122 sqft
Patio Area72 sqft
Shed1 Shed
Shed Area176 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account NumberR022495
Street Address895 B ST
CityPENROSE
StateCO
Zip81240-9329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR-28 SEC 6-19-68 BEAVER PARK PLAT #1
Legal Range68
Legal Township19
Legal Section06
Legal SubdivisionBEAVER PARK PLAT #1
Legal Tract28
JurisdictionFREMONT CO
Township / Civil DivisionPENROSE-PORTLAND
Census Block Group2
Census Block2039
Census Tract978100

Owner

Source: Fremont County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 837, PENROSE, CO 81240-0837
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2025Deed of Trust, Mortgage
OWENS CONSTRUCTION COMPANY
Aug 11, 2022Deed of Trust, Mortgage · Commercial Mortgage
HIGH COUNTRY BANK
Nov 26, 2024Deed of Trust, Mortgage · Conventional Mortgage
HIGH COUNTRY BANK
Sep 8, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREMONT CO
Property Address895 B ST, PENROSE, CO 81240-9329
Transaction TypeMortgage
Record UpdatedMar 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address895 B ST, PENROSE, CO 81240-9329

Mortgage

Document Number0001043258
DateFeb 11, 2025
Instrument1043258
Lender
NameOWENS CONSTRUCTION COMPANY
TypeNon-Lending Institution
AddressCANON CITY, CO 81212
Agreement
AmountAmount Recorded
Term11 Months
DueDec 31, 2025

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREMONT CO
Property Address895 B ST, PENROSE, CO 81240-9329
Transaction TypeMortgage
Record UpdatedMar 30, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001019500
DateAug 11, 2022
Instrument1019500
Lender
NameHIGH COUNTRY BANK
TypeBank
AddressSALIDA, CO 81201
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueAug 8, 2037

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREMONT CO
Property Address895 B ST, PENROSE, CO 81240-9329
Transaction TypeMortgage
Record UpdatedMar 30, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address895 B ST, PENROSE, CO 81240-9329

Mortgage

Document Number0001041597
DateNov 26, 2024
Instrument1041597
Lender
NameHIGH COUNTRY BANK
TypeBank
AddressSALIDA, CO 81201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2054

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREMONT CO
Recording DateSep 8, 2020
Property Address895 B ST, PENROSE, CO 81240-9329
Document Number0000990281
Instrument DateSep 4, 2020
Instrument990281
Transaction TypeTransfer
Record UpdatedSep 25, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$30.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressIS 4551 PARMALEE GULCH RD INDIAN HILLS CO 80454, INDIAN HILLS, CO 80454

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateColorado
CountyFremont County
Unified School DistrictFremont RE-2 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,065.00 (+85.2%)$27,745 (+58.67%)$443,912 (+70.09%)
2024$1,115.00 (+1.64%)$17,486 (+15.49%)
2023$1,097.00 (-19.16%)$15,141 (-18.66%)$260,987 (-2.56%)
2022$1,357.00$18,614$267,832

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 56% of Colorado
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPENROSE WD
serves 3,149 people · EPA ID CO0122700
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
SECOM
Fixed Wireless
300 / 50

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