Cherokee County property record for 895 540th St, Cherokee, IA 51012
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 2,064 sqft · built 1912 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,842 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0632400004 |
| Primary APN | 0632400004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,064 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Basement Area | 840 sqft |
| Unfinished Basement | 840 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Overhead Door | Overhead Door |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 1,742,400 sqft (40 acres) |
| Garage Type | Mixed |
| Garage Area | 1,208 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 1,116 sqft |
| Patio Area | 180 sqft |
| Quonset Hut | 2,160 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 895 540TH ST |
|---|---|
| City | CHEROKEE |
| State | IA |
| Zip | 51012-7153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SE SE 2663A |
| Legal Range | 41W |
| Legal Township | 92N |
| Legal Section | 32 |
| Legal Block | 400 |
| Jurisdiction | CHEROKEE IA |
| Township / Civil Division | SHERIDAN |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 80300 |
895 540th St, a rural home, is owned and occupied by two individuals.
Source: Cherokee County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 895 540TH ST, CHEROKEE, IA 51012-7153 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 895 540th St was $4,842 with a homeowner's exemption.
Source: Cherokee County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Cherokee County |
| Unified School District | Marcus-Meriden-Cleghorn Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,842.00 | $435,920 (-) Land $93,010 Building $342,910 | $435,920 (-) Land $93,010 Building $342,910 |
| 2025 | $435,920 Land $93,010 Building $342,910 | $435,920 Land $93,010 Building $342,910 | |
| 2024 | $4,462.00 | ||
| 2023 | $360,760 (+38.52%) Land $73,010 Building $287,750 | $360,760 Land $73,010 Building $287,750 | |
| 2022 | $3,980.00 Homeowner's exemption Additional exemption filed | $260,440 Land $58,410 Building $202,030 | |
| 2021 | $260,440 Land $58,410 Building $202,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 895 540th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 895 540th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Westel Systems Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
4G LTE only, no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures