Fremont County property record for 895 3rd St, Penrose, CO 81240
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 840 sqft · built 1913 |
| Lot Size | 1.22 acres (53,143 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $194,000 (Jun 2021) |
| Tax Bill | $997 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R029193 |
| Primary APN | R029193 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Frame (Stucco or Asbestos) |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 53,143 sqft (1.22 acres) |
| Garage Type | Carport |
| Garage Area | 192 sqft |
| Carport | Carport |
| Carport Area | 192 sqft |
| Patio Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 40 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Account Number | R029193 |
|---|---|
| Street Address | 895 3RD ST |
| City | PENROSE |
| State | CO |
| Zip | 81240-9208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL 2 HENAGER SUB REF FROM 690-03-210 |
| Legal Subdivision | HENAGER SUB |
| Legal Lot Number | 2 |
| Jurisdiction | FREMONT CO |
| Township / Civil Division | PENROSE-PORTLAND |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 978100 |
Source: Fremont County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 895 3RD ST, PENROSE, CO 81240-9208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Sep 18, 2017 | Warranty Deed, Transfer · VA Mortgage FBC MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2021 · Amount on Record |
| Deed Sale | Jun 1, 2021 · Amount on Record |
| Deed Document Number | 20211001957 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREMONT CO |
| Recording Date | Jun 1, 2021 |
| Property Address | 895 3RD ST, PENROSE, CO 81240-9208 |
| Document Number | 0001001957 |
| Instrument Date | May 28, 2021 |
| Instrument | 1001957 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $19.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 895 3RD ST, PENROSE, CO 81240-9208 |
| Document Number | 0001001958 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | 1001958 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREMONT CO |
| Recording Date | Sep 18, 2017 |
| Property Address | 895 3RD ST, PENROSE, CO 81240-9208 |
| Document Number | 0000954294 |
| Instrument Date | Sep 15, 2017 |
| Instrument | 954294 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Title Company | UNIFIED TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13.15 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 895 3RD ST, PENROSE, CO 81240-9208 |
| Document Number | 0000954295 |
|---|---|
| Date | Sep 18, 2017 |
| Instrument | 954295 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
Source: Fremont County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Fremont County |
| Unified School District | Fremont RE-2 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $997.00 (+47.7%) | $13,407 (+1.63%) | $214,507 (+8.94%) |
| 2024 | $675.00 (+1.66%) | $13,192 (+43.83%) | |
| 2023 | $664.00 (-10.99%) | $9,172 (-10.39%) | $196,897 (+33.7%) |
| 2022 | $746.00 | $10,235 | $147,269 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 59% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PENROSE WD serves 3,149 people · EPA ID CO0122700 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| SECOM Fixed Wireless · Fiber in parts of the area | 300 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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