895 16th St SE, Naples, FL 34117 Property Records

Collier County property record for 895 16th St SE, Naples, FL 34117

Property Summary

Property Type	Single Family Home
Details	3,006 sqft · built 2020
Lot Size	2.81 acres (122,404 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Aug 2017)
Tax Bill	$7,322 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`341800 118 04C11`

Property Details

APN / Parcel Number

Primary APN	`341800 118 04C11`
Alternative APNs	`3920884000407500011804` `39208840004`

Interior

Building Area	3,006 sqft Living Area
1st Floor Area	2,546 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Lot Area	122,404 sqft
Pool Area	364 sqft
Deck Area	80 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	895 16TH ST SE
City	NAPLES
State	FL
Zip	34117-9427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 48 S 180FT OF TR 118 OR 1351 PG 100
Legal Range	27
Legal Township	49
Legal Section	11
Legal Subdivision	GOLDEN GATE EST UNIT 48
Legal Tract	118
Legal Block	3
Legal Unit	48
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3004
Census Tract	10426

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	895 16TH ST SE, NAPLES, FL 34117-9427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
Apr 15, 2026	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
Aug 18, 2017	Warranty Deed, Transfer FIRST INTEGRITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2017 · Amount on Record
Deed Sale	Aug 18, 2017 · Amount on Record
Prior Sale	Dec 9, 2016 · Amount on Record
Deed Document Number	20175442282
Deed Book / Page	5426 / 2476
Last Transfer Date	Apr 6, 2026
Transfer Doc	0065752632
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 15, 2026
Property Address	895 16TH ST SE, NAPLES, FL 34117-9427
Document Number	0065752632
Book / Page	6575 / 2632
Instrument Date	Apr 6, 2026
Instrument	20266810958
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	HOMES AND LAND SETTLEMENTS LLC, HOME & LAND TITLE OF NAPLES LL

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 16TH ST SE, NAPLES, FL 34117-9427

Mortgage

Document Number	0006810959,
Date	Apr 15, 2026
Instrument	20266810959

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 15, 2026
Property Address	895 16TH ST SE, NAPLES, FL 34117-9427
Document Number	0006810958
Book / Page	6575 / 2632
Instrument Date	Apr 6, 2026
Instrument	2026.6810958
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	HOME & LAND TITLE OF NAPLES LL

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 16TH ST SE, NAPLES, FL 34117-9427

Mortgage

Document Number	0006810959,
Date	Apr 15, 2026
Instrument	2026..6810959

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 18, 2017
Property Address	895 16TH ST SE, NAPLES, FL 34117-9427
Document Number	0054262476
Book / Page	005426 / 002476
Instrument Date	Aug 11, 2017
Instrument	5442282
Transaction Type	Transfer
Record Updated	Sep 14, 2017
Title Company	FIRST INTEGRITY TITLE

Transaction

Amount	Amount Recorded
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3172 ANDREWS AVE NAPLES FL 341127304, NAPLES, FL 34112-7304

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$731,596 (+2.7%)	$826,551 (-3.27%) Land $143,310 Building $683,241
2025	$7,322.00 (+7.19%) Homeowner's exemption	$712,362 (+16.48%)	$854,512 (-7.48%) Land $143,310 Building $711,202
2024	$6,831.00 (+11.13%)
2023	$6,147.00 (+17.6%) Homeowner's exemption	$611,574 (+23.39%)	$923,614 (+25.72%) Land $227,610 Building $696,004
2022	$5,227.00 Homeowner's exemption	$495,637	$734,673 Land $175,555 Building $559,118

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 256 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	264 units insured incl. 8 condo units
Nearby Flood Claims	4 (2017–2026)
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 60% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Streamline Internet Fixed Wireless	450 / 80

May also be available: CenturyLink.

Nearby Properties on 16th St SE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures