Shelby County property record for 8949 Tracy Rd, Atoka, TN 38004
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,173 sqft · built 1982 |
| Lot Size | 4.6 acres (200,376 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (Mar 2023) |
| Tax Bill | $2,390 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Feb 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | D0-108-0-0142 |
| Primary APN | D0-108-0-0142 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,173 sqft Living Area |
| Gross Area | 2,479 sqft |
| 1st Floor Area | 2,173 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Traditional |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 200,376 sqft |
| Porch | Enclosed Frame Porch |
| Porch Area | 438 sqft |
| Gazebo | 323 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 8949 TRACY RD |
|---|---|
| City | ATOKA |
| State | TN |
| Zip | 38004-7537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CA |
| Legal Description | SS TRACY RD SEE MAP D1-08 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20700 |
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8949 TRACY RD, ATOKA, TN 38004-7537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage EVOLVE BANK & TRUST |
| Feb 10, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2023 · Amount on Record |
| Deed Sale | Mar 31, 2023 · Amount on Record |
| Prior Sale | Feb 10, 2022 · Amount on Record |
| Deed Document Number | 202326215 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Mar 31, 2023 |
| Property Address | 8949 TRACY RD, ATOKA, TN 38004-7537 |
| Document Number | 0023026215 |
| Instrument Date | Mar 21, 2023 |
| Instrument | 23026215 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2023 |
| Title Company | ERICKSON TITLE AND CLOSING LLC, ERICKSON TITLE & CLOSING LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,498.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8949 TRACY RD, ATOKA, TN 38004-7537 |
| Document Number | 0023026216 |
|---|---|
| Date | Mar 31, 2023 |
| Instrument | 23026216 |
| Name | EVOLVE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 5.62% |
| Max Rate At Change | 10.6% |
| Index | Other |
| Max Rate | 10.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Feb 10, 2022 |
| Property Address | 8949 TRACY RD, ATOKA, TN 38004-7537 |
| Document Number | 0022015586 |
| Instrument Date | Jan 26, 2022 |
| Instrument | 22015586 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $666.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2845 MORNING PARK CV, CORDOVA, TN 38016-4724 |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Unified School District | Millington Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,390.00 (+22.19%) | $88,850 (+53.92%) Land $11,825 Building $77,025 | $355,400 (+53.92%) Land $47,300 Building $308,100 |
| 2023 | $57,725 Land $10,750 Building $46,975 | ||
| 2022 | $1,956.00 | ||
| 2021 | $230,900 Land $43,000 Building $187,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POPLAR GROVE UTILITY DISTRICT serves 19,599 people · EPA ID TN0000201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | MEMPHIS LIGHT, GAS, & WATER |
| Lead | 4 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Right Fiber Cable | 2,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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