8949 S Emerald Ave, Chicago, IL 60620 Property Records

Cook County property record for 8949 S Emerald Ave, Chicago, IL 60620

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,024 sqft · built 1916
Lot Size	0.096 acres (4,158 sqft)
Owner	Individual Name on File
Last Sale	$183,000 (Mar 2020)
Tax Bill	$1,625 (2023)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-04-117-016`

Property Details

APN / Parcel Number

Primary APN	`25-04-117-016`
Alternative APN	`25-04-117-016-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,024 sqft Living Area
1st Floor Area	1,024 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1918
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,158 sqft (0.096 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8949 S EMERALD AVE
City	CHICAGO
State	IL
Zip	60620-2635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	(PART) OF (SOUTH)(ENGLEWOOD) IN NW SEC 04-37-14
Legal Range	14E
Legal Township	37N
Legal Section	04
Legal Subdivision	PART OF SOUTH ENGLEWOOD
Legal Block	23
Legal Lot Number	26,27
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2027
Census Tract	711500

Owner

8949 S Emerald Ave is owned and occupied by an individual who bought it in March 2020.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	8949 S EMERALD AVE, CHICAGO, IL 60620-2635
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Mar 4, 2020	Warranty Deed, Transfer · FHA Mortgage FEDERAL SVGS BK
Jul 7, 2017	Warranty Deed, Transfer · Conventional with PMI INLANTA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2020 · Amount on File
Deed Sale	Mar 4, 2020 · Amount on File
Prior Sale	Jul 7, 2017 · Amount on File
Deed Document Number	20206045
Prior Transfer Date	Oct 22, 1993
Prior Transfer Doc	0000000338
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	8949 S EMERALD AVE, CHICAGO, IL 60620-2635
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8949 S EMERALD AVE, CHICAGO, IL 60620-2635

Mortgage

Document Number	0034933222
Date	Dec 15, 2021
Instrument	2134933222

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Mar 1, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 4, 2020
Property Address	8949 S EMERALD AVE, CHICAGO, IL 60620-2635
Document Number	2006406045
Instrument Date	Feb 25, 2020
Instrument	6406045
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8949 S EMERALD AVE CHICAGO IL 606202635, CHICAGO, IL 60620-2635

Mortgage

Document Number	2006406046
Date	Mar 4, 2020
Instrument	6406046

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 7, 2017
Property Address	8949 S EMERALD AVE, CHICAGO, IL 60620-2635
Document Number	1718808024
Instrument Date	Jun 27, 2017
Instrument	18808024
Transaction Type	Transfer
Record Updated	Aug 9, 2017
Title Company	GREATER ILLINOIS TITLE COMPANY, GIT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8949 S EMERALD AVE CHICAGO IL 606202635, CHICAGO, IL 60620-2635

Mortgage

Document Number	1718808026
Date	Jul 7, 2017
Instrument	18808026

Lender

Name	INLANTA MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2047

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$11,000 Land $3,950 Building $7,050	$110,000 Land $39,500 Building $70,500
2023	$1,625.00 (+3.97%)
2022	$1,563.00 (-29.53%)	$10,999 (-) Land $3,118 Building $7,881	$109,990 (-) Land $31,180 Building $78,810
2021	$2,218.00	$10,999 Land $3,118 Building $7,881	$109,990 Land $31,180 Building $78,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8949 S Emerald Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8949 S Emerald Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on S Emerald Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures