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8949 Gerald Dr, Charlotte, NC 28217 Property Records

Mecklenburg County property record for 8949 Gerald Dr, Charlotte, NC 28217

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,235 sqft · built 2001
Lot Size0.185 acres (8,090 sqft)
OwnerIndividual Name on Record
Last Sale$175,000 (Jan 2019)
Tax Bill$1,859 (2023)
Deeds & MortgagesDec 2025 Line of Credit
Jan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN141-105-64

Property Details

APN / Parcel Number

Primary APN141-105-64

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,235 sqft Heated Area
Gross Area1,730 sqft
1st Floor Area1,235 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area8,090 sqft (0.185 acres)
Garage Area400 sqft
PorchPorch
Porch Area75 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number141-105-64
Street Address8949 GERALD DR
CityCHARLOTTE
StateNC
Zip28217-3079
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL72 M34-685
Legal SubdivisionSULLIVANS TRACE
Legal Lot Number72
JurisdictionMECKLENBURG NC
Township / Civil Division3, STEELE CREEK
Census Block Group1
Census Block1032
Census Tract5928

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address8949 GERALD DR, CHARLOTTE, NC 28217-3079
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2025Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Jan 29, 2019Warranty Deed, Transfer
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 29, 2019 · Amount on Record
Deed SaleJan 29, 2019 · Amount on Record
Prior SaleJun 20, 2008 · Amount on Record
Deed Document Number0033252321
Deed Book / Page33252 / 321
Record UpdatedJun 7, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address8949 GERALD DR, CHARLOTTE, NC 28217-3079
Transaction TypeMortgage
Record UpdatedJan 1, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address15441 TOPANGA DR, CHARLOTTE, NC 28278-0140

Mortgage

Document Number0000130411
DateDec 18, 2025
Book Page40085/290
Instrument2025130411
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueJan 1, 2066
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJan 29, 2019
Property Address8949 GERALD DR, CHARLOTTE, NC 28217-3079
Document Number0000010236
Book / Page033252 / 000321
Instrument DateJan 29, 2019
Instrument10236
Transaction TypeTransfer
Record UpdatedFeb 12, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$350.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8949 GERALD DR CHARLOTTE NC 282173079, CHARLOTTE, NC 28217-3079

Mortgage

Document Number10237
DateJan 29, 2019
Book Page033252/000323
Instrument10237
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueJan 28, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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