8949 E Main St, Alexandria, KY 41001 Property Records

Campbell County property record for 8949 E Main St, Alexandria, KY 41001

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,385 sqft · built 1998
Lot Size6.86 acres (299,170 sqft)
Owner2 Individual Names on File
Last Sale$615,000 (Nov 2025)
Tax Bill$5,602 (2025)
Deeds & MortgagesOct 2022 Mortgage
Dec 2025 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN999-99-26-443.00

Property Details

APN / Parcel Number

Primary APN999-99-26-443.00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,385 sqft Living Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialCombination
Construction TypeBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area299,170 sqft (6.86 acres)
TerrainSteep
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Street Address8949 E MAIN ST
CityALEXANDRIA
StateKY
Zip41001-7315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionADJ JACOB ROTH 6.868 ACRES PER NEW SURVEY
JurisdictionCAMPBELL KY
Township / Civil DivisionALEXANDRIA
Census Block Group5
Census Block5012
Census Tract51901

Owner

8949 E Main St is owned and occupied by two individuals who bought it in November 2025.

Source: Campbell County records, as of March 9, 2026

Owner of Record2 Individual Names on File
Mailing Address8949 E MAIN ST, ALEXANDRIA, KY 41001-7315
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2022Deed of Trust, Mortgage · FHA Mortgage
GUARDIAN SAVINGS BANK
Dec 3, 2025Intrafamily Transfer, Transfer · Line of Credit
FIFTH THIRD BANK KENTUCKY INC
Nov 14, 2025Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK NA
May 3, 2019Loan Modification, Mortgage · Conventional Mortgage
HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2025 · Amount on File
Deed SaleNov 14, 2025 · Amount on File
Prior SaleJul 28, 2004 · Amount on File
Deed Document Number20256004339
Deed Book / Page375 / 577
Prior Transfer DateOct 24, 2023
Prior Transfer Doc0005344238
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address8949 E MAIN ST, ALEXANDRIA, KY 41001-7315
Transaction TypeMortgage
Record UpdatedFeb 23, 2026
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005160173
DateOct 3, 2022
Book PageM1090/412
Instrument5160173
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2052

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCAMPBELL KY
Recording DateDec 3, 2025
Property Address8949 E MAIN ST, ALEXANDRIA, KY 41001-7315
Document Number0006008815
Book / PageD375 / 818
Instrument DateNov 26, 2025
Instrument6008815
Transaction TypeTransfer
Record UpdatedFeb 23, 2026
Title CompanySPRINGDALE TITLE LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8949 E MAIN ST, ALEXANDRIA, KY 41001-7315

Mortgage

Document Number0006018551
DateDec 3, 2025
Instrument6018551
Lender
NameFIFTH THIRD BANK KENTUCKY INC
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 25, 2055

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAMPBELL KY
Recording DateNov 14, 2025
Property Address8949 E MAIN ST, ALEXANDRIA, KY 41001-7315
Document Number0006004339
Book / PageD375 / 577
Instrument DateSep 2, 2025
Instrument6004339
Transaction TypeTransfer
Record UpdatedDec 5, 2025
Title CompanySPRINGDALE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$615.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1517 CLOVERLEAF CT, ALEXANDRIA, KY 41001-8813

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8949 E MAIN ST, ALEXANDRIA, KY 41001-7315

Mortgage

Document Number0006004347
DateNov 14, 2025
Instrument6004347
Lender
NameFIFTH THIRD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2055

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCAMPBELL KY
Property Address8949 E MAIN ST, ALEXANDRIA, KY 41001-7315
Document Number0005091281
Instrument DateMay 3, 2019
Transaction TypeMortgage
Record UpdatedJun 4, 2019
Title CompanyFIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name
Address8949 E MAIN ST ALEXANDRIA KY 410017315, ALEXANDRIA, KY 41001-7315

Mortgage

Document Number0005091281
DateMay 16, 2019
Book Page000329/000569
Instrument5091281
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43278
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueMay 15, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 8949 E Main St was $5,602, up 8.7% from the year before.

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyCampbell County
Unified School DistrictCampbell County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,602.00 (+8.71%)$470,000 (+10.17%) Land $125,000 Building $345,000$470,000 (+10.17%) Land $125,000 Building $345,000
2024$5,153.00 (+2.38%)$426,600 (-) Land $125,000 Building $301,600$426,600 (-) Land $125,000 Building $301,600
2023$5,033.00 (-4.08%)$426,600 (-) Land $125,000 Building $301,600$426,600 (-) Land $125,000 Building $301,600
2022$5,247.00$426,600 Land $125,000 Building $301,600$426,600 Land $125,000 Building $301,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8949 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8949 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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