8947 W Ridge Rd, Apt D, Elyria, OH 44035 Property Records

Lorain County property record for 8947 W Ridge Rd, Apt D, Elyria, OH 44035

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,127 sqft · built 1973
Lot Size	0.016 acres (602 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Jul 2022)
Tax Bill	$1,953 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-24-002-701-005`

Property Details

APN / Parcel Number

Primary APN	`06-24-002-701-005`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Units	5 Units
Stories	2 Stories
Building Area	1,127 sqft Living Area
1st Floor Area	707 sqft
Family Room	Family Room

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	602 sqft (0.016 acres)
Lot Dimensions	43 ft deep x 14 ft wide
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	8947 W RIDGE RD, D
City	ELYRIA
State	OH
Zip	44035-4554
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	EVERGREEN MEADOWS CONDO 2 14 X 43
Legal Subdivision	EVERGREEN MEADOWS CONDO
Legal Tract	24
Legal Block	701
Legal Lot Number	UN 42
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	3
Census Block	3016
Census Tract	70902

Owner

Source: Lorain County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8947 W RIDGE RD, D, ELYRIA, OH 44035-4554
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Mar 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage DOLLAR BK
Jun 12, 2018	Deed of Trust, Mortgage COMMUNITY STAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2022 · Amount on Record
Deed Sale	Jul 14, 2022 · Amount on Record
Prior Sale	Nov 2, 2016 · Amount on Record
Deed Document Number	2022883273
Prior Transfer Date	Jan 7, 2009
Prior Transfer Doc	0000280589
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 14, 2022
Property Address	8947 W RIDGE RD APT D, D, ELYRIA, OH 44035-4554
Document Number	0000883273
Map Reference	VOL 1080 PG 870-943
Instrument Date	Jul 12, 2022
Instrument	2022-0883273
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8947 W RIDGE RD APT D, D, ELYRIA, OH 44035-4554

Mortgage

Document Number	0000883274
Date	Jul 14, 2022
Instrument	2022-0883274

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Mortgage

Document Number	0000883275
Date	Jul 14, 2022
Instrument	2022-0883275

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	8947 W RIDGE RD APT D, D, ELYRIA, OH 44035-4554
Document Number	0000755030
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8947 W RIDGE RD #D ELYRIA OH 440354554, D, ELYRIA, OH 44035-4554

Mortgage

Document Number	0000755030
Date	Apr 1, 2020
Instrument	755030

Lender

Name	DOLLAR BK
Type	Bank
Address	CANTON, OH 44711-8469

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 31, 2035

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	8947 W RIDGE RD APT D, D, ELYRIA, OH 44035-4554
Document Number	0000676504
Instrument Date	Jun 12, 2018
Transaction Type	Mortgage
Record Updated	Jul 2, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8947 W RIDGE RD #D ELYRIA OH 440354554, D, ELYRIA, OH 44035-4554

Mortgage

Document Number	0000676504
Date	Jun 18, 2018
Instrument	676504

Lender

Name	COMMUNITY STAR CU
Address	ELYRIA, OH 44035

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2048

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,953.00 Homeowner's exemption	$41,470 (+0.01%) Land $4,640 Building $36,830	$118,470 (-) Land $13,250 Building $105,220
2024	$1,953.00 (+78.52%)	$41,465 (+106.83%) Land $4,638 Building $36,827	$118,470 (+106.83%) Land $13,250 Building $105,220
2023	$1,094.00 (+0.37%)	$20,048 (-0.01%) Land $3,353 Building $16,695	$57,280 (-) Land $9,580 Building $47,700
2022	$1,090.00	$20,050 Land $3,350 Building $16,700
2021			$57,280 Land $9,580 Building $47,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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