8947 Elcano Ct, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 8947 Elcano Ct, Cherry Valley, IL 61016

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,136 sqft · built 1981
Lot Size	0.479 acres (20,856 sqft)
Owner	Individual Name on File
Last Sale	$134,000 (Jun 2004)
Tax Bill	$4,437 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`253D188`

Property Details

APN / Parcel Number

Primary APN	`253D188`
Alternative APN	`1612229001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,136 sqft Living Area
1st Floor Area	1,568 sqft
Basement Area	1,568 sqft
Finished Basement	1,568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Custom Design
Construction Type	Frame
Roof Material	Asphalt
Lot Area	20,856 sqft (0.479 acres)
Garage Area	400 sqft
Driveway	Driveway
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	253D188
Street Address	8947 ELCANO CT
City	CHERRY VALLEY
State	IL
Zip	61016-9643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	PLAT OF EAST VALLEY SUBDIVISION BNG SUB PT SE1/4 SEC 1 & PT NE1/4 SEC 12-43-2 LOT 088
Legal Range	2
Legal Township	43
Legal Section	12
Legal Subdivision	EAST VALLEY SUB BNG SUB
Legal Lot Number	088
Jurisdiction	WINNEBAGO IL
Township / Civil Division	CHERRY VALLEY
Census Block Group	2
Census Block	2016
Census Tract	3705

Owner

Source: Winnebago County records · APN 253D188

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8947 ELCANO CT, CHERRY VALLEY, IL 61016-9643
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST NORTHERN CU
Mar 03, 2021	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 28, 2004 · Amount on Record
Deed Sale	Jun 28, 2004 · Amount on Record
Deed Document Number	2004445136
Last Transfer Date	Jan 07, 2025
Transfer Doc	0000001055
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 13, 2026
Property Address	8947 ELCANO CT, CHERRY VALLEY, IL 61016-9643
Document Number	0000001055
Map Reference	PB 36 PG 119
Instrument Date	Jan 07, 2026
Instrument	2601055
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	MAGNUS TITLE AGENCY, MTA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8947 ELCANO CT, CHERRY VALLEY, IL 61016-9643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8947 ELCANO CT, CHERRY VALLEY, IL 61016-9643

Mortgage

Document Number	0000001056
Date	Jan 13, 2026
Instrument	2601056

Lender

Name	FIRST NORTHERN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.63%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	8947 ELCANO CT, CHERRY VALLEY, IL 61016-9643
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007286
Date	Mar 03, 2021
Instrument	2107286

Lender

Name	HERITAGE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 01, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Cherry Valley Village
County	Winnebago County
County Subdivision	Cherry Valley Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,437.00 (+4.97%)	$67,723 (+10.55%) Land $11,484 Building $56,239	$203,169 (+10.55%) Land $34,452 Building $168,717
2024	$4,227.00 Homeowner's exemption	$61,260 (+23.24%) Land $10,388 Building $50,872	$183,780 (+23.24%) Land $31,164 Building $152,616
2022	Homeowner's exemption	$49,708 Land $10,678 Building $39,030	$149,124 Land $32,034 Building $117,090

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 12, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1994–2007)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2007 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 15 locations within half a mile of this property.

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