8945 W Ridge Rd, Apt A, Elyria, OH 44035 Property Records

Lorain County property record for 8945 W Ridge Rd, Apt A, Elyria, OH 44035

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 976 sqft · built 1972
Lot Size	0.019 acres (858 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Sep 2024)
Tax Bill	$659 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Nov 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-24-002-701-004`

Property Details

APN / Parcel Number

Primary APN	`06-24-002-701-004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	976 sqft Living Area
1st Floor Area	976 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	858 sqft
Lot Dimensions	36 ft deep x 23 ft wide
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	140 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	8945 W RIDGE RD APT A, A
City	ELYRIA
State	OH
Zip	44035-4553
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	EVERGREEN MEADOWS CONDO 2 23.83 X 36
Legal Subdivision	EVERGREEN MEADOWS CONDO
Legal Tract	24
Legal Block	701
Legal Lot Number	43
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	3
Census Block	3016
Census Tract	70902

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8945 W RIDGE RD, ELYRIA, OH 44035-4553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Warranty Deed, Transfer · FHA Mortgage NFM INC
Nov 29, 2021	Warranty Deed, Transfer
Aug 29, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2024 · Amount on Record
Deed Sale	Sep 9, 2024 · Amount on Record
Prior Sale	Oct 27, 2023 · Amount on Record
Deed Document Number	2024004786
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 27, 2023
Property Address	8945 W RIDGE RD APT A, A, ELYRIA, OH 44035-4553
Document Number	0000933966
Map Reference	VOL 28 PG 28
Instrument Date	Oct 25, 2023
Instrument	2023-0933966
Transaction Type	Transfer
Record Updated	Nov 6, 2023
Title Company	NOT AVAILABLE, NEWMAN GUARANTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8945 W RIDGE RD APT A, A, ELYRIA, OH 44035-4553

Mortgage

Document Number	0000933967
Date	Oct 27, 2023
Instrument	2023-0933967

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 29, 2021
Property Address	8945 W RIDGE RD APT A, A, ELYRIA, OH 44035-4553
Document Number	20210851256
Map Reference	VOL 28 PG 28
Instrument Date	Nov 24, 2021
Instrument	2021-0851256
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8945 W RIDGE RD APT A, A, ELYRIA, OH 44035-4553

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 29, 2018
Property Address	8945 W RIDGE RD APT A, A, ELYRIA, OH 44035-4553
Document Number	0000685691
Map Reference	MB 28 PG 28
Instrument Date	Aug 27, 2018
Instrument	2018-0685691
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$232.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8945 W RIDGE RD, ELYRIA, OH 44035-4553

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$659.00	$34,820 (-0.01%) Land $4,640 Building $30,180	$99,490 (-) Land $13,250 Building $86,240
2024	$659.00 (+51.49%)	$34,822 (+103.33%) Land $4,638 Building $30,184	$99,490 (+103.33%) Land $13,250 Building $86,240
2023	$435.00 (-4.61%)	$17,126 (+0.04%) Land $3,353 Building $13,773	$48,930 (-) Land $9,580 Building $39,350
2022	$456.00	$17,120 Land $3,350 Building $13,770
2021			$48,930 Land $9,580 Building $39,350

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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