Martin County property record for 8945 SW Chevy Cir, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,870 sqft · built 2002 |
| Lot Size | 0.166 acres (7,231 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,546 (2024) |
| Deeds & Mortgages | Apr 2026 Sale Apr 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-39-40-002-062-0020.0-5-0000 |
| Primary APN | 12-39-40-002-062-0020.0-5-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,870 sqft Living Area |
| Gross Area | 2,270 sqft |
| 1st Floor Area | 1,870 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,231 sqft (0.166 acres) |
| View / Lot | Water View |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 144 sqft |
| Porch | Open Porch |
| Porch Area | 18 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 8945 SW CHEVY CIR |
|---|---|
| City | STUART |
| State | FL |
| Zip | 34997-1306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT |
| Legal Description | ST LUCIE FALLS UNREC PORTIONS OF LOTS 20 & 21 ALSO DESC AS: FROM CTR LINCOLN PARK N 10 41'23 W 445' TO POB; CONT NWLY 110' TO PT ON CURVE; SLY ALG CURVE 22.61'; SELY 28.06' TO PT ON CURVE; SELY ALG CURVE 39.21'; SWLY 56.92' TO CURVE; SWLY 36.34'; ELY |
| Legal Range | 40E |
| Legal Township | 39S |
| Legal Section | 12 |
| Legal Subdivision | ST LUCIE FALLS (AKA RIVER FOREST) |
| Legal Block | 1 |
| Legal Lot Number | 20,21 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | INDIANTOWN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 1702 |
Source: Martin County records, as of May 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8945 SW CHEVY CIR, STUART, FL 34997-1306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 22, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 3, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Mar 4, 2021 | Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Sep 12, 2017 | Warranty Deed, Transfer · VA Mortgage US MTG/FL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2021 |
| Deed Sale | Mar 4, 2021 |
| Prior Sale | Sep 12, 2017 · Amount on Record |
| Deed Document Number | 20212872286 |
| Deed Book / Page | 3203 / 889 |
| Prior Transfer Date | Feb 25, 2021 |
| Prior Transfer Doc | 0032030889 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Apr 22, 2026 |
| Property Address | 8945 SW CHEVY CIR, STUART, FL 34997-1306 |
| Document Number | 0003181741 |
| Book / Page | 3561 / 2758 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 20263181741 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 8945 SW CHEVY CIR, STUART, FL 34997-1306 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 8945 SW CHEVY CIR, STUART, FL 34997-1306 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 8945 SW CHEVY CIR, STUART, FL 34997-1306 |
| Document Number | 0034290528 |
|---|---|
| Date | Apr 3, 2024 |
| Book Page | 3429/528 |
| Instrument | 3065433 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | 1 CITIZENS PLZ, PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Mar 4, 2049 |
| Change Frequency | Monthly |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Mar 4, 2021 |
| Property Address | 8945 SW CHEVY CIR, STUART, FL 34997-1306 |
| Document Number | 0032030889 |
| Book / Page | 3203 / 889 |
| Map Reference | MB 12 PG 48 |
| Instrument Date | Feb 25, 2021 |
| Instrument | 2872286 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8945 SW CHEVY CIR, STUART, FL 34997-1306 |
| Document Number | 0003203893 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 3203/893 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Sep 12, 2017 |
| Property Address | 8945 SW CHEVY CIR, STUART, FL 34997-1306 |
| Document Number | 0029480398 |
| Book / Page | 002948 / 000398 |
| Instrument Date | Sep 6, 2017 |
| Instrument | 2654872 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,029.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8945 SW CHEVY CIR STUART FL 349971306, STUART, FL 34997-1306 |
| Document Number | 29480401 |
|---|---|
| Date | Sep 12, 2017 |
| Book Page | 002948/000401 |
| Instrument | 2654873 |
| Name | US MTG/FL |
|---|---|
| Type | Mortgage Company |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 11, 2047 |
Source: Martin County assessment roll, as of August 27, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $299,582 (+5.99%) | $428,320 (+9.47%) Land $150,000 Building $278,320 | |
| 2024 | $4,546.00 (+2.18%) | ||
| 2023 | $4,449.00 (+3.73%) Additional exemption filed | $282,660 (+3%) | $391,260 (+20.1%) Land $135,000 Building $256,260 |
| 2022 | $4,289.00 Homeowner's exemption | $274,428 | $325,770 Land $116,730 Building $209,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. LUCIE FALLS private · serves 499 people · EPA ID FL4434014 |
|---|---|
| Water Source | Purchased groundwater from MARTIN CO UTILITIES |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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