8945 Shine Dr, Kissimmee, FL 34747 Property Records

Osceola County property record for 8945 Shine Dr, Kissimmee, FL 34747

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 2018
Lot Size	0.02 acres (871 sqft)
Owner	2 Individual Names on File
Last Sale	$278,000 (Feb 2022)
Tax Bill	$3,859 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`06-25-27-5534-0001-1200`

Property Details

APN / Parcel Number

Primary APN	`06-25-27-5534-0001-1200`
Alternative APN	`252706553400011200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,300 sqft Living Area
Gross Area	1,324 sqft
1st Floor Area	775 sqft
Upper Floors Area	525 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Custom Design
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	871 sqft (0.02 acres)
Porch	Finished/Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	8945 SHINE DR
City	KISSIMMEE
State	FL
Zip	34747-1188
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST LUCAYA VILLAGE PB 25 PGS 18-22 LOT 120
Legal Range	27E
Legal Township	25S
Legal Section	06
Legal Subdivision	WEST LUCAYA VILLAGE
Legal Tract	5534
Legal Block	1200
Legal Lot Number	120
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	3
Census Block	3003
Census Tract	40811

Owner

8945 Shine Dr is owned by two individuals who bought it in February 2022.

Source: Osceola County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2526 TIEMANN AVE, BRONX, NY 10469-6112
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Feb 12, 2018	Special Warranty Deed, Transfer · ARM COMPASS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2022 · Amount on File
Deed Sale	Feb 23, 2022 · Amount on File
Prior Sale	Feb 12, 2018 · Amount on File
Deed Document Number	202229922
Deed Book / Page	6156 / 2968
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 23, 2022
Property Address	8945 SHINE DR, KISSIMMEE, FL 34747-1188
Document Number	0061562968
Book / Page	6156 / 2968
Map Reference	MB 25 PG 18
Instrument Date	Feb 17, 2022
Instrument	2022029922
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,946.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1549 NE 123RD ST, NORTH MIAMI, FL 33161-6029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2526 TIEMANN AVE, BRONX, NY 10469-6112

Mortgage

Document Number	0061562970
Date	Feb 23, 2022
Instrument	6156/2970

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

February 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 12, 2018
Property Address	8945 SHINE DR, KISSIMMEE, FL 34747-1188
Document Number	0052832896
Book / Page	5283 / 2896
Map Reference	MB25 PG18-22
Instrument Date	Jan 25, 2018
Instrument	2018023503
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	EXPRESS TITLE & CLOSING SEVS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6735 CONROY RD STE 316, 6735, ORLANDO, FL 32835-3568

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1549 NE 123RD ST, NORTH MIAMI, FL 33161-6029

Mortgage

Document Number	2018023504
Date	Feb 12, 2018
Instrument	2018023504

Lender

Name	COMPASS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Feb 1, 2023
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	10.5%

Tax Assessment & Valuation

The 2025 property tax bill for 8945 Shine Dr was $3,859.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,859.00	$255,800 Land $40,000 Building $215,800	$255,800 Land $40,000 Building $215,800
2023	$4,045.00 (+32.06%)	$271,800 (+24.51%) Land $24,500 Building $247,300	$271,800 (+24.51%) Land $24,500 Building $247,300
2022	$3,063.00	$218,300 Land $24,500 Building $193,800	$218,300 Land $24,500 Building $193,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8945 Shine Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 48 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	232 units insured incl. 184 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8945 Shine Dr is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Summit Broadband, T-Mobile, Xfinity.

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