St. Clair County property record for 8945 North Chnnl, Algonac, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,142 sqft · built 2013 |
| Lot Size | 0.957 acres (41,687 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,016 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 74-14-946-0045-000 |
| Primary APN | 74-14-946-0045-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 2,142 sqft Living Area |
| 1st Floor Area | 1,428 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Lot Area | 41,687 sqft (0.957 acres) |
| Lot Depth | 150 ft Depth |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8945 N CHANNEL |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | LOT 110 ST CLAIR FLATS, N CHANNEL DEEDED 7/15/63 |
| Legal Subdivision | ST CLAIR FLATS NORTH CHANNEL |
| Legal Lot Number | 110 |
| Legal Unit | 110 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 648000 |
8945 North Chnnl, a single family home, is owned by an individual.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 54654 RIDGE RD, NEW BALTIMORE, MI 48047-5834 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 8945 North Chnnl was $5,016, up 2.7% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $189,500 (-3.12%) | $379,000 | |
| 2025 | $5,016.00 (+2.66%) | $195,600 | |
| 2024 | $4,886.00 | $391,200 | |
| 2023 | $172,300 | ||
| 2022 | $4,400.00 | $344,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8945 North Chnnl in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 581.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 139 policies |
| Nearby Flood Policies | 139 in force |
| Nearby Flood Claims | 220 (1981–2024) |
| Claims Outside the SFHA | 102 of 220 |
| Most Recent Claim | Sep 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8945 North Chnnl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
5G (outdoors only) and 4G LTE
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