Kootenai County property record for 8945 N Ramsgate Ln, Hayden, ID 83835
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,866 sqft · built 2005 |
| Lot Size | 0.251 acres (10,934 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,582 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jan 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | H09860010090 |
| Primary APN | H09860010090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,866 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 10,934 sqft (0.251 acres) |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 249951 |
|---|---|
| Street Address | 8945 N RAMSGATE LN |
| City | HAYDEN |
| State | ID |
| Zip | 83835-7971 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROADMOORE ESTATES 4TH ADD, LT 9 BLOCK 1 2251N04W |
| Legal Subdivision | BROADMOORE ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | KOOTENAI ID |
| Township / Civil Division | COEUR D'ALENE |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 702 |
8945 N Ramsgate Ln is owned and occupied by an individual who acquired it in January 2018.
Source: Kootenai County records, as of December 1, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 8945 N RAMSGATE LN, HAYDEN, ID 83835-7971 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LENDERFI INC |
| Jan 12, 2018 | Warranty Deed, Transfer · Line of Credit US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2018 |
| Deed Sale | Jan 12, 2018 |
| Prior Sale | Jul 19, 2005 |
| Deed Document Number | 2627959000 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Property Address | 8945 N RAMSGATE LN, HAYDEN, ID 83835-7971 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 2892834000 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 2892834000 |
| Name | LENDERFI INC |
|---|---|
| Type | Lending Institution |
| Address | DELRAY BEACH, FL 33483 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Recording Date | Jan 12, 2018 |
| Property Address | 8945 N RAMSGATE LN, HAYDEN, ID 83835-7971 |
| Document Number | 2627959000 |
| Map Reference | MB D PG 50 |
| Instrument Date | Jan 5, 2018 |
| Instrument | 2627959000 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 13, BENICIA, CA 94510-0013 |
| Document Number | 2628195000 |
|---|---|
| Date | Jan 12, 2018 |
| Instrument | 2628195000 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 8945 N Ramsgate Ln was $1,582 with a homeowner's exemption, up 98.7% from the year before.
Source: Kootenai County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Idaho |
| County | Kootenai County |
| Municipality | Hayden City |
| Unified School District | Coeur d'Alene School District 271 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,582.00 (+98.74%) Homeowner's exemption | $495,230 Land $195,000 Building $300,230 | $495,230 Land $195,000 Building $300,230 |
| 2024 | $796.00 (-42.82%) | ||
| 2023 | $1,392.00 (-24.18%) Homeowner's exemption | $495,389 (-9.67%) Land $180,000 Building $315,389 | $495,389 (-9.67%) Land $180,000 Building $315,389 |
| 2022 | $1,836.00 Homeowner's exemption | $548,429 Land $200,000 Building $348,429 | $548,429 Land $200,000 Building $348,429 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8945 N Ramsgate Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 8945 N Ramsgate Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of Idaho |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAYDEN LAKE IRRIGATION DIST public/private · serves 9,375 people · EPA ID ID1280087 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Intermax Networks Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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