8945 Co Rd 16, Centre, AL 35960 Property Records

Cherokee County property record for 8945 Co Rd 16, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 752 sqft · built 2008
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$1,127 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-19-01-01-0-000-002.000`

Property Details

APN / Parcel Number

Primary APN	`13-19-01-01-0-000-002.000`
Alternative APNs	`ALT APN:1901010000002000` `31845`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	752 sqft Living Area
1st Floor Area	752 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Logs
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Garage Type	Carport
Garage Area	540 sqft
Carport	Carport
Carport Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	Deck Area
Total Buildings	2 Buildings

Location & Zoning

Account Number	31845
Street Address	8945 COUNTY ROAD 16
City	CENTRE
State	AL
Zip	35960-3340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NW CR NE/4 NW/4, S 880' TO N R/W CO RD 16, E 300' ALG SDR/W TO POB, E 417.4', S 208.7' TO POB
Legal Range	11E
Legal Township	11S
Legal Section	01
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	1
Census Block	1034
Census Tract	956101

Owner

Source: Cherokee County records · APN 13-19-01-01-0-000-002.000

Assessment roll updated December 1, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8945 COUNTY ROAD 16, CENTRE, AL 35960-3340
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 09, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 29, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jan 10, 2013
Transfer Doc	177707
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	8945 COUNTY ROAD 16, CENTRE, AL 35960-3340
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000242721
Date	Mar 09, 2026
Instrument	242721

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 24, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	8945 COUNTY ROAD 16, CENTRE, AL 35960-3340
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	198548
Date	Jun 29, 2017
Instrument	198548

Lender

Name	FIRSTBANK
Type	Non-Lending Institution
Address	FRANKLIN, TN 37067

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated December 1, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,127.00 (+5.33%) Homeowner's exemption	$27,820 (+5.14%) Land $580 Building $27,240	$280,900 (+5.09%) Land $5,700 Building $275,200
2024	$1,070.00 Additional exemption filed	$26,460 (-1.05%) Land $520 Building $25,940	$267,300 (-) Land $5,200 Building $262,100
2023	$1,070.00 (-0.28%) Homeowner's exemption	$26,740 (+3,242.5%)	$267,300 (-0.3%) Land $5,200 Building $262,100
2022	$1,073.00 Homeowner's exemption	$800 Land $520 Building $280	$268,100 Land $5,200 Building $262,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 15, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	High above 76% of the US · above 97.8% of Alabama
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Xfinity.

Based on FCC filings for 6 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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