8945 Carob Dr, Fontana, CA 92335 Property Records

San Bernardino County property record for 8945 Carob Dr, Fontana, CA 92335

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,564 sqft · built 1997
Lot Size	0.198 acres (8,640 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,484 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0233-061-42-0000`

Property Details

APN / Parcel Number

Primary APN	`0233-061-42-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,564 sqft Living Area
Gross Area	2,002 sqft
1st Floor Area	1,564 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	8,640 sqft (0.198 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	45 sqft
Patio Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8945 CAROB DR
City	FONTANA
State	CA
Zip	92335-1217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TRACT 15677 LOT 16 BOOK 264 PAGE 22
Legal Subdivision	TRACT NO 15677
Legal Tract	15677
Legal Block	3
Legal Lot Number	16
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	3
Census Block	3000
Census Tract	2403

Owner

8945 Carob Dr is owned and occupied by two individuals who acquired it in October 2023.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8945 CAROB DR, FONTANA, CA 92335-1217
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Oct 3, 2023	Intrafamily Transfer, Transfer · FHA Mortgage OCMBC INC
Mar 30, 2021	Deed of Trust, Mortgage · FHA Mortgage ROYAL PACIFIC FUNDING CORP
Jul 30, 2019	Deed of Trust, Mortgage · FHA Mortgage ROYAL PACIFIC FUNDING CORP
Nov 8, 2018	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Nov 8, 2018	Grant Deed, Transfer · FHA Mortgage ROYAL PACIFIC FUNDING CORP
Oct 17, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2023
Deed Sale	Oct 3, 2023
Prior Sale	Nov 8, 2018 · Amount on File
Deed Document Number	2023244910
Prior Transfer Date	Sep 20, 2023
Prior Transfer Doc	0000244910
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 15, 2026
Property Address	8945 CAROB DR, FONTANA, CA 92335-1217
Document Number	0000096296
Instrument Date	Mar 10, 2026
Instrument	202696296
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	8945 CAROB DR, FONTANA, CA 92335-1217
Investor	Possibly a Property Investor

Mortgage

Document Number	0000096296,
Date	Apr 15, 2026
Instrument	202696296

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Apr 1, 2066

Interest

Rate	6.09%
Max Rate	-1%

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 3, 2023
Property Address	8945 CAROB DR, FONTANA, CA 92335-1217
Document Number	0000244910
Map Reference	MB 264 PG 22-24
Instrument Date	Sep 20, 2023
Instrument	2023-0244910
Transaction Type	Transfer
Record Updated	Oct 13, 2023
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8945 CAROB DR, FONTANA, CA 92335-1217

Mortgage

Document Number	0000244911
Date	Oct 3, 2023
Instrument	2023-0244911

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	8945 CAROB DR, FONTANA, CA 92335-1217
Transaction Type	Mortgage
Record Updated	Apr 12, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8945 CAROB DR, FONTANA, CA 92335-1217

Mortgage

Document Number	0000144933
Date	Mar 30, 2021
Instrument	2021-0144933

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Lending Institution
Address	GLENDALE, CA 91203

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	8945 CAROB DR, FONTANA, CA 92335-1217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000257311
Date	Jul 30, 2019
Instrument	2019-0257311

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 8, 2018
Property Address	8945 CAROB DR, FONTANA, CA 92335-1217
Document Number	0000408041
Instrument Date	Sep 21, 2018
Instrument	408041
Transaction Type	Transfer
Record Updated	Nov 27, 2018
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	8828 NEWPORT AVE FONTANA CA 923358653, FONTANA, CA 92335-8653

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 8, 2018
Property Address	8945 CAROB DR, FONTANA, CA 92335-1217
Document Number	0000408042
Map Reference	MB 264 PG 22-24
Instrument Date	Sep 21, 2018
Instrument	2018-0408042
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8945 CAROB DR, FONTANA, CA 92335-1217

Mortgage

Document Number	0000408043
Date	Nov 8, 2018
Instrument	2018-0408043

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 17, 2017
Property Address	8945 CAROB DR, FONTANA, CA 92335-1217
Document Number	0000429464
Instrument Date	Oct 6, 2017
Instrument	429464
Transaction Type	Transfer
Record Updated	Oct 26, 2017
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	8945 CAROB DR FONTANA CA 923351217, FONTANA, CA 92335-1217

Tax Assessment & Valuation

The 2025 property tax bill for 8945 Carob Dr was $4,484 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Fontana Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$416,445 (+2%) Land $125,161 Building $291,284
2025	$4,484.00 Homeowner's exemption	$408,280 Land $122,707 Building $285,573
2023	$4,061.00 (+0.45%) Homeowner's exemption	$392,426 Land $117,942 Building $274,484
2022	$4,043.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8945 Carob Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8945 Carob Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN GABRIEL VALLEY WC - FONTANA private · serves 228,270 people · EPA ID CA3610041
Water Source	Surface water
Last State Inspection	Apr 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

8945 Carob Dr, Fontana, CA 92335 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2023: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2018: Affidavit of Death, Transfer

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Carob Dr

Nearby Streets

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