8945 22nd St, Vero Beach, FL 32966 Property Records

Indian River County property record for 8945 22nd St, Vero Beach, FL 32966

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 2000
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Dec 2023)
Tax Bill	$4,106 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-38-02-00003-0290-00003.0`

Property Details

APN / Parcel Number

Primary APN	`33-38-02-00003-0290-00003.0`
Alternative APN	`61973`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	1,991 sqft
1st Floor Area	1,536 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	100 ft deep x 135 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	340 sqft
Porch	Screened Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8945 22ND ST
City	VERO BEACH
State	FL
Zip	32966-5098
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	PARADISE PARK UNIT 2 PBI 3-77 BLK Z-3 LOTS 3 AND 4 TOGETHER WITH THE W HALF OF THE ABAND 120TH AVENUE ACCORDING TO IRC RESOLUTION 88-34 AS RECORDED IN OR 799/2999
Legal Range	38E
Legal Township	33S
Legal Section	02
Legal Subdivision	PARADISE PARK UNIT NO 2
Legal Block	Z
Legal Lot Number	3,4
Legal Unit	NO
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	1
Census Block	1074
Census Tract	50907

Owner

8945 22nd St is owned and occupied by an individual who acquired it in May 2026.

Source: Indian River County records, as of June 9, 2026

Owner of Record	Individual Name on File
Mailing Address	8945 22ND ST, VERO BEACH, FL 32966-5098
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Quit Claim Deed, Transfer · Conventional Mortgage SPACE COAST CREDIT UNION
May 28, 2026	Quit Claim Deed, Transfer · Conventional Mortgage SPACE COAST CREDIT UNION
May 26, 2017	Grant Deed, Transfer · Conventional with PMI MIDFLORIDA CU ISAOA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2023 · Amount on File
Deed Sale	Dec 15, 2023 · Amount on File
Prior Sale	May 26, 2017 · Amount on File
Deed Document Number	202361852
Deed Book / Page	3667 / 1348
Last Transfer Date	May 22, 2026
Transfer Doc	0038632048
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	May 28, 2026
Property Address	8945 22ND ST, VERO BEACH, FL 32966-5098
Document Number	0038632048
Book / Page	3863 / 2048
Instrument Date	May 22, 2026
Instrument	202625624
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	TITLE FAX, TITLE X

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8945 22ND ST, VERO BEACH, FL 32966-5098

Mortgage

Document Number	0000025625,
Date	May 28, 2026
Instrument	202625625

Lender

Name	SPACE COAST CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	May 28, 2026
Property Address	8945 22ND ST, VERO BEACH, FL 32966-5098
Document Number	0000025624
Book / Page	3863 / 2048
Instrument Date	May 22, 2026
Instrument	202625624
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	TITLE FAX, TITLE X

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8945 22ND ST, VERO BEACH, FL 32966-5098

Mortgage

Document Number	0000025625,
Date	May 28, 2026
Instrument	202625625

Lender

Name	SPACE COAST CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	May 26, 2017
Property Address	8945 22ND ST, VERO BEACH, FL 32966-5098
Document Number	0030280588
Book / Page	003028 / 000588
Instrument Date	May 25, 2017
Instrument	30602
Transaction Type	Transfer
Record Updated	Mar 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,169.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8945 22ND ST VERO BEACH FL 329665098, VERO BEACH, FL 32966-5098

Mortgage

Document Number	30280590
Date	May 26, 2017
Book Page	003028/000590
Instrument	30603

Lender

Name	MIDFLORIDA CU ISAOA
Type	Credit Union
Address	LAKELAND, FL 33802-8008

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 8945 22nd St was $4,106 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,106.00 Homeowner's exemption	$303,430 Land $62,654 Building $240,776	$303,430 Land $62,654 Building $240,776
2023	$4,366.00 (+15.17%)	$324,472 (+25.63%) Land $80,928 Building $243,544	$324,472 (+25.63%) Land $80,928 Building $243,544
2022	$3,791.00	$258,267 Land $48,034 Building $210,233	$258,267 Land $48,034 Building $210,233

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8945 22nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 72 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8945 22nd St is high, ranking above 72% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on 22nd St

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