8944 Cherry Oaks Trl, Naples, FL 34114 Property Records

Collier County property record for 8944 Cherry Oaks Trl, Naples, FL 34114

Property Summary

Property TypeSingle Family Home
Details2,108 sqft · built 2006
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$1,300,000 (Apr 2022)
Tax Bill$10,208 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Oct 2021 Line of Credit
+ 1 more
Flood ZoneZone X (moderate risk)
APN293610 486B14

Property Details

APN / Parcel Number

Primary APN293610 486B14
Alternative APN
  • 32433032985

Interior

Stories1 Story
Building Area2,108 sqft Living Area
1st Floor Area2,108 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Construction TypeMasonry / Concrete Block
Lot Area7,841 sqft (0.18 acres)
Pool Area240 sqft
Deck Area632 sqft

Location & Zoning

Street Address8944 CHERRY OAKS TRL
CityNAPLES
StateFL
Zip34114-0835
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionFIDDLERS CREEK PHASE 3 UNIT TWO LOT 48
Legal Range26
Legal Township51
Legal Section14
Legal SubdivisionFIDDLERS CREEK PH 3 UNIT 2
Legal Phase3
Legal Tract293610
Legal Block1
Legal Lot Number48
Legal Unit2
JurisdictionCOLLIER FL
Township / Civil DivisionEVERGLADES
Census Block Group1
Census Block1021
Census Tract11112

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4712 GRAY OAKS DR, CARMEL, IN 46033-7835
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2022Warranty Deed, Transfer · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA
Oct 2, 2021Deed of Trust, Mortgage · Line of Credit
LAKE MICHIGAN CU
Aug 2, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 8, 2022 · Amount on Record
Deed SaleApr 8, 2022 · Amount on Record
Prior SaleAug 2, 2018 · Amount on Record
Deed Document Number20226233091
Deed Book / Page6109 / 3562
Prior Transfer DateJun 25, 2012
Prior Transfer Doc0051940012
Record UpdatedOct 29, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateApr 8, 2022
Property Address8944 CHERRY OAKS TRL, NAPLES, FL 34114-0835
Document Number0061093562
Book / Page6109 / 3562
Map ReferenceMB 41 PG 14
Instrument DateApr 4, 2022
Instrument6233091
Transaction TypeTransfer
Record UpdatedApr 19, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6 ECHO DR, 6, DARIEN, CT 06820-3103

Transferred To (Grantee/Buyer)

NameVerified Name
Address4712 GRAY OAKS DR, CARMEL, IN 46033-7835

Mortgage

Document Number0061093564
DateApr 8, 2022
Instrument6109/3564
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address8944 CHERRY OAKS TRL, NAPLES, FL 34114-0835
Transaction TypeMortgage
Record UpdatedDec 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0060201807
DateOct 2, 2021
Book Page6020/1807
Instrument6136740
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueSep 15, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateAug 2, 2018
Property Address8944 CHERRY OAKS TRL, NAPLES, FL 34114-0835
Document Number0055392243
Book / Page005539 / 002243
Instrument DateJul 31, 2018
Instrument5594914
Transaction TypeTransfer
Record UpdatedNov 21, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3,178.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6 ECHO DR DARIEN CT 068203103, DARIEN, CT 06820-3103

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$780,077 (-0.18%) Land $368,518 Building $411,559$780,077 (-0.18%) Land $368,518 Building $411,559
2025$10,208.00 (+5.29%)$781,459 (-22.13%) Land $454,766 Building $326,693$781,459 (-22.13%) Land $454,766 Building $326,693
2024$9,695.00 (-20.17%)
2023$12,145.00 (+36.37%)$1,003,567 (+45.46%) Land $603,742 Building $399,825$1,003,567 (+45.46%) Land $603,742 Building $399,825
2022$8,906.00 Homeowner's exemption$689,944 Land $279,916 Building $410,028$689,944 Land $279,916 Building $410,028

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 299 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,596 units insured
incl. 1,297 condo units
Nearby Flood Claims9 (2017–2022)
Claims Outside the SFHA2 of 9
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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