8943 Field Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 8943 Field Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,188 sqft · built 1978
Lot Size	0.777 acres (33,846 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Aug 2019)
Tax Bill	$2,615 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Sep 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-14-541-0043-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-541-0043-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	33,846 sqft (0.777 acres)
Lot Depth	384 ft Depth
Garage Area	1,088 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8943 FIELD RD
City	CLAY
State	MI
Zip	48001-3803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	PART OF LOT 1283 BEG N 40D 3M W 188.4' & S 73D 35M 40S W 433.93' FROM ITS SE COR, TH S 73D 35M 40S W 433.93', TH N 0D 37M E
Legal Subdivision	ROY T GILBERT PLAT NO 17
Legal Lot Number	1283
Legal Unit	1283
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3009
Census Tract	646000

Owner

8943 Field Rd is owned and occupied by an individual who bought it in August 2019.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	8943 FIELD RD, CLAY, MI 48001-3803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU
Sep 13, 2019	Quit Claim Deed, Transfer ASK SERVICES INC, ASK SVCS INC
Aug 20, 2019	Warranty Deed, Transfer CISLO TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2019 · Amount on File
Deed Sale	Aug 20, 2019 · Amount on File
Prior Sale	Aug 3, 2005 · Amount on File
Deed Document Number	201917078
Deed Book / Page	5088 / 235
Prior Transfer Date	Jul 16, 2019
Prior Transfer Doc	0005096466
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	8943 FIELD RD, CLAY, MI 48001-3803
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050770160
Date	Jul 19, 2019
Book Page	5077/160
Instrument	2019014606

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 13, 2019
Property Address	8943 FIELD RD, CLAY, MI 48001-3803
Document Number	0050960466
Book / Page	005096 / 000466
Instrument Date	Jul 16, 2019
Transaction Type	Transfer
Record Updated	Oct 11, 2019
Title Company	ASK SERVICES INC, ASK SVCS INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8943 FIELD RD CLAY MI 480013803, CLAY, MI 48001-3803

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 20, 2019
Property Address	8943 FIELD RD, CLAY, MI 48001-3803
Document Number	0005088235
Book / Page	5088 / 235
Instrument Date	Jul 12, 2019
Instrument	2019017078
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	CISLO TITLE

Transaction

Amount	Amount on Record
Tax	$1,419.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8947 FIELD RD, CLAY, MI 48001-3803

Tax Assessment & Valuation

The 2025 property tax bill for 8943 Field Rd was $2,615 with a homeowner's exemption, up 2.2% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,000 (+4.73%)	$186,000
2025	$2,615.00 (+2.23%) Homeowner's exemption	$88,800
2024	$2,558.00		$177,600
2023		$74,700
2022	$2,358.00		$149,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8943 Field Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8943 Field Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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