8940 S River Rd, Waterville, OH 43566 Property Records

Lucas County property record for 8940 S River Rd, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,026 sqft · built 1996
Lot Size	1.74 acres (75,800 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (Jun 2026)
Tax Bill	$5,370 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`91-31348`

Property Details

APN / Parcel Number

Primary APN	`91-31348`
Alternative APN	`32012070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,026 sqft Living Area
Gross Area	4,540 sqft
1st Floor Area	2,026 sqft
Basement Area	2,008 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Metal
Construction Type	Metal Frame
Lot Area	75,800 sqft (1.74 acres)
Lot Width	190 ft Width
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Pool Area	512 sqft
Porch	Open Porch
Porch Area	328 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8940 S RIVER RD
City	WATERVILLE
State	OH
Zip	43566-9514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	22-A
Legal Description	10 6 19 ORIG LOT 1 PT NW CEN RIVERRD...S 135 FT N 627.
Legal Tract	89.02
Legal Lot Number	1
Jurisdiction	LUCAS OH
Township / Civil Division	WATERVILLE
Census Block Group	3
Census Block	3014
Census Tract	8906

Owner

8940 S River Rd is owned and occupied by an individual who bought it in June 2026.

Source: Lucas County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	8940 S RIVER RD, WATERVILLE, OH 43566-9514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST MORTGAGE
Jun 12, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2026 · Amount on File
Deed Sale	Jun 12, 2026 · Amount on File
Prior Sale	Nov 10, 2014 · Amount on File
Deed Document Number	202623067
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Recording Date	Jul 27, 2026
Property Address	8940 S RIVER RD, WATERVILLE, OH 43566-9514
Document Number	0000028967
Instrument Date	Jul 16, 2026
Instrument	202628967
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6275 BROOKHAVEN BLVD, PERRYSBURG, OH 43551-2186

Mortgage

Document Number	0000028967,
Date	Jul 27, 2026
Instrument	202628967

Lender

Name	MIDWEST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Jun 12, 2026
Property Address	8940 S RIVER RD, WATERVILLE, OH 43566-9514
Document Number	0000023067
Instrument Date	Jun 8, 2026
Instrument	202623067
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$210,080.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	8940 S RIVER RD, WATERVILLE, OH 43566-9514
Investor	Possibly a Property Investor

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	8940 S RIVER RD, WATERVILLE, OH 43566-9514
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047645
Date	Oct 23, 2020
Instrument	202010230047645

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Waterville Township
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$101,885 (-) Land $20,650 Building $81,235	$291,100 (-) Land $59,000 Building $232,100
2024	$5,370.00 (+2.15%)	$101,885 (+19.84%) Land $20,650 Building $81,235	$291,100 Land $59,000 Building $232,100
2023	$5,257.00 (-0.7%)	$85,015 (-) Land $13,720 Building $71,295
2022	$5,294.00 Homeowner's exemption	$85,015 Land $13,720 Building $71,295
2021			$242,900 Land $39,200 Building $203,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8940 S River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8940 S River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
MetaLINK Technologies Fixed Wireless	200 / 50

May also be available: Amplex Wireless.

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