Larimer County property record for 894 Winding Brook Dr, Berthoud, CO 80513
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,450 sqft · built 2020 |
| Lot Size | 0.032 acres (1,398 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $427,000 (Mar 2022) |
| Tax Bill | $2,354 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Mar 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 94232-44-002 |
| Primary APN | 94232-44-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,450 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,398 sqft (0.032 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1670404 |
|---|---|
| Street Address | 894 WINDING BROOK DR |
| City | BERTHOUD |
| State | CO |
| Zip | 80513-2826 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 2, BLOCK 1A, CREEKSIDE TOWNHOMES SECOND FILING, BER (20190020635) |
| Legal Quarter | NW |
| Legal Subdivision | CREEKSIDE TOWNHOMES 2ND FILING |
| Legal Block | 1A |
| Legal Lot Number | 2 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | BERTHOUD |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 2700 |
Source: Larimer County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 894 WINDING BROOK DR, BERTHOUD, CO 80513-2826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Mar 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage MODERR MORTGAGE LLC |
| Jul 27, 2020 | Grant Deed, Transfer · Conventional with PMI LOAN SIMPLE INC |
| Feb 27, 2020 | Loan Modification, Mortgage · Line of Credit GREAT WSTRN BK |
| Feb 27, 2020 | Loan Modification, Mortgage · Line of Credit GREAT WSTRN BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2022 · Amount on Record |
| Deed Sale | Mar 14, 2022 · Amount on Record |
| Prior Sale | Jul 27, 2020 · Amount on Record |
| Deed Document Number | 20220016464 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 894 WINDING BROOK DR, BERTHOUD, CO 80513-2826 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Title Company | ASCENDANT TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000091985 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 20210091985 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Mar 14, 2022 |
| Property Address | 894 WINDING BROOK DR, BERTHOUD, CO 80513-2826 |
| Document Number | 0000016464 |
| Instrument Date | Mar 1, 2022 |
| Instrument | 20220016464 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2022 |
| Title Company | HERITAGE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $42.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 894 WINDING BROOK DR, BERTHOUD, CO 80513-2826 |
| Document Number | 0000016465 |
|---|---|
| Date | Mar 14, 2022 |
| Instrument | 20220016465 |
| Name | MODERR MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Jul 27, 2020 |
| Property Address | 894 WINDING BROOK DR, BERTHOUD, CO 80513-2826 |
| Document Number | 0000056134 |
| Instrument Date | Jul 27, 2020 |
| Instrument | 56134 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2020 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 894 WINDING BROOK DR BERTHOUD CO 805132826, BERTHOUD, CO 80513-2826 |
| Document Number | 56135 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 56135 |
| Name | LOAN SIMPLE INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ENGLEWOOD, CO 80112 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 26, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 894 WINDING BROOK DR, BERTHOUD, CO 80513-2826 |
| Document Number | 0000024314 |
| Instrument Date | Feb 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 772 WHALERS WAY #200 FORT COLLINS CO 805257583, 200, FORT COLLINS, CO 80525-7583 |
| Document Number | 0000024314 |
|---|---|
| Date | Apr 9, 2020 |
| Instrument | 24314 |
| Name | GREAT WSTRN BK |
|---|---|
| Type | Federal Savings Bank |
| Address | 5202 W 20TH ST # 100, GREELEY, CO 80634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 894 WINDING BROOK DR, BERTHOUD, CO 80513-2826 |
| Document Number | 0000015321 |
| Instrument Date | Feb 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 772 WHALERS WAY #200 FORT COLLINS CO 805257583, 200, FORT COLLINS, CO 80525-7583 |
| Document Number | 0000015321 |
|---|---|
| Date | Mar 5, 2020 |
| Instrument | 15321 |
| Name | GREAT WSTRN BK |
|---|---|
| Type | Federal Savings Bank |
| Address | 5202 W 20TH ST # 100, GREELEY, CO 80634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Larimer County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| Municipality | Berthoud Town |
| County | Larimer County |
| Unified School District | Thompson School District R-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,354.00 (+14.61%) | $23,269 (-9.93%) Land $5,938 Building $17,331 | $372,300 (-3.45%) Land $95,000 Building $277,300 |
| 2023 | $2,054.00 (+1.48%) | $25,835 (+22.4%) Land $6,365 Building $19,470 | $385,600 (+26.97%) Land $95,000 Building $290,600 |
| 2022 | $2,024.00 | $21,107 Land $4,726 Building $16,381 | $303,700 Land $68,000 Building $235,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.1% of Colorado |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Hilltop Broadband Fiber | 1,000 / 1,000 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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