894 Singing Trails Dr, El Cajon, CA 92019 Property Records

San Diego County property record for 894 Singing Trails Dr, El Cajon, CA 92019

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,412 sqft · built 1974
Lot Size1.08 acres (47,045 sqft)
OwnerCompany Name on Record
Last Sale$209,000 (Sep 1986)
Tax Bill$3,245 (2025)
Deeds & MortgagesJun 2023 Second Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN515-082-08-00

Property Details

APN / Parcel Number

Primary APN515-082-08-00
Alternative APN
  • 5150802000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,412 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleRanch
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area47,045 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceCommercial

Location & Zoning

Old Parcel Number5150802000
Street Address894 SINGING TRAILS DR
CityEL CAJON
StateCA
Zip92019-2756
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionSEC 17-16-1E POR
Legal Range01E
Legal Township16
Legal Section17
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1004
Census Tract15406

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address894 SINGING TRAILS DR, EL CAJON, CA 92019-2756
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
Jul 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 1986 · Amount on Record
Deed SaleSep 29, 1986 · Amount on Record
Deed Document Number1986430919
Last Transfer DateMar 14, 2012
Transfer Doc0000165719
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address894 SINGING TRAILS DR, EL CAJON, CA 92019-2756
Transaction TypeMortgage
Record UpdatedSep 1, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address894 SINGING TRAILS DR, EL CAJON, CA 92019-2756

Mortgage

Document Number0000142463
DateJun 1, 2023
Instrument2023-0142463
Lender
NameNAVY FCU
TypeCredit Union
AddressMERRIFIELD, VA 22119
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term60 Months
DueJun 1, 2028

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address894 SINGING TRAILS DR, EL CAJON, CA 92019-2756
Document Number0000405129
Instrument DateJul 20, 2020
Transaction TypeMortgage
Record UpdatedAug 5, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address894 SINGING TRAILS DR EL CAJON CA 920192756, EL CAJON, CA 92019-2756

Mortgage

Document Number0000405129
DateJul 27, 2020
Instrument405129
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJul 26, 2030

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$416,162 (+2%) Land $129,771 Building $286,391
2025$3,245.00 (-9%)$408,003 (+4.04%) Land $127,227 Building $280,776
2023$3,566.00 (-29.3%) Homeowner's exemption$392,162 Land $122,288 Building $269,874
2022$5,044.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1985–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimJan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 64% of California
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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