894 Saratoga St, Oxnard, CA 93035 Property Records

Ventura County property record for 894 Saratoga St, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 982 sqft · built 1956
Lot Size	0.139 acres (6,031 sqft)
Owner	Company Name on Record
Last Sale	$415,000 (Sep 2020)
Tax Bill	$6,159 (2025)
Deeds & Mortgages	Mar 2022 Mortgage May 2024 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`183-0-172-095`

Property Details

APN / Parcel Number

Primary APN	`183-0-172-095`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	982 sqft Living Area
1st Floor Area	982 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	6,031 sqft (0.139 acres)
Lot Dimensions	100 ft deep x 61 ft wide
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	184 sqft

Location & Zoning

Street Address	894 SARATOGA ST
City	OXNARD
State	CA
Zip	93035-1529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT: 16 REF: 021MR 045
Legal Subdivision	SEA AIR PARK
Legal Block	1
Legal Lot Number	16
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1007
Census Tract	3608

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	268 CALLE AMOROSA, CAMARILLO, CA 93012-8607
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Deed of Trust, Mortgage · Commercial Mortgage FRANCISCO J SALAZAR
May 17, 2024	Intrafamily Transfer, Transfer
Dec 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 4, 2020	Grant Deed, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2020 · Amount on Record
Deed Sale	Sep 4, 2020 · Amount on Record
Deed Document Number	2020139779
Last Transfer Date	May 14, 2024
Transfer Doc	0000030953
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	894 SARATOGA ST, OXNARD, CA 93035-1529
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	268 CALLE AMOROSA, CAMARILLO, CA 93012-8607
Investor	Possibly a Property Investor

Mortgage

Document Number	0000038924
Date	Mar 24, 2022
Instrument	2022000038924

Lender

Name	FRANCISCO J SALAZAR
Type	Private Party
Address	909 CONTE DA CRENEGA, CAMARILLO, CA 93010

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	May 17, 2024
Property Address	894 SARATOGA ST, OXNARD, CA 93035-1529
Document Number	0000030953
Map Reference	MB 21 PG 45
Instrument Date	May 14, 2024
Instrument	2024000030953
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	268 CALLE AMOROSA, CAMARILLO, CA 93012-8607

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	894 SARATOGA ST, OXNARD, CA 93035-1529
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	268 CALLE AMOROSA, CAMARILLO, CA 93012-8607

Mortgage

Document Number	0000082685
Date	Dec 7, 2021
Instrument	2021000082685

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Dec 7, 2021
Property Address	894 SARATOGA ST, OXNARD, CA 93035-1529
Document Number	0001982684
Map Reference	MB 21 PG 45
Instrument Date	Nov 30, 2021
Instrument	2021001982684
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	268 CALLE AMOROSA, CAMARILLO, CA 93012-8607
Investor	Possibly a Property Investor

Mortgage

Document Number	0000082685
Date	Dec 7, 2021
Instrument	2021000082685

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Sep 4, 2020
Property Address	894 SARATOGA ST, OXNARD, CA 93035-1529
Document Number	0000139779
Map Reference	MB 21 PG 45
Instrument Date	Aug 10, 2020
Instrument	20200904-00139779
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	268 CAILE AMOROSA, CAMARILLO, CA 93012-8607

Mortgage

Document Number	0000139780
Date	Sep 4, 2020
Instrument	20200904-00139780

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$506,032 (+2%) Land $298,101 Building $207,931
2025	$6,159.00 (+2.17%)	$496,110 (+4.04%) Land $292,256 Building $203,854
2024	$6,028.00 (+3.77%)
2023	$5,809.00 (+12.45%)	$476,847 Land $280,908 Building $195,939
2022	$5,166.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 789 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Frontier, GeoLinks, T-Mobile, Verizon.

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