894 NE Providence Dr, Bend, OR 97701 Property Records

Deschutes County property record for 894 NE Providence Dr, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,402 sqft · built 1995
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Tax Bill	$3,506 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Dec 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`171235-BD-09800`

Property Details

APN / Parcel Number

Primary APN	`171235-BD-09800`
Alternative APNs	`R1001171235BD09800` `186235`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,402 sqft Living Area
Gross Area	1,802 sqft
1st Floor Area	1,402 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	400 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	186235
Street Address	894 NE PROVIDENCE DR
City	BEND
State	OR
Zip	97701-7615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PROVIDENCE PHASE 7 BLOCK 7 LOT 23
Legal Range	12
Legal Township	17
Legal Section	35
Legal Subdivision	PROVIDENCE PHASE 7
Legal Block	7
Legal Lot Number	23
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2020
Census Tract	1903

Owner

Source: Deschutes County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	894 NE PROVIDENCE DR, BEND, OR 97701-7615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Dec 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 19, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST COMMUNITY CU
May 20, 2020	Quit Claim Deed, Transfer DESCHUTES COUNTY TITLE COMPANY, DESCHUTES CNTY TITLE CO
Sep 13, 2017	Intrafamily Transfer, Transfer · FHA Mortgage CONGRESSIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2017
Deed Sale	Sep 13, 2017
Prior Sale	Aug 30, 2006 · Amount on Record
Deed Document Number	201736628
Prior Transfer Date	Jul 18, 2017
Prior Transfer Doc	0000036628
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	894 NE PROVIDENCE DR, BEND, OR 97701-7615
Transaction Type	Mortgage
Record Updated	Sep 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021122
Date	Aug 25, 2023
Instrument	2023-21122

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	BEND, OR 97702

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 24, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	894 NE PROVIDENCE DR, BEND, OR 97701-7615
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049220
Date	Dec 14, 2018
Instrument	2018-49220

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	894 NE PROVIDENCE DR, BEND, OR 97701-7615
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000750
Date	Jan 7, 2020
Instrument	2020-00750

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	May 19, 2020
Property Address	894 NE PROVIDENCE DR, BEND, OR 97701-7615
Document Number	0000022620
Map Reference	CAB D PG 54
Instrument Date	May 14, 2020
Instrument	2020-22620
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	DESCHUTES COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	894 NE PROVIDENCE DR, BEND, OR 97701-7615

Mortgage

Document Number	0000022621
Date	May 19, 2020
Instrument	2020-22621

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	May 20, 2020
Property Address	894 NE PROVIDENCE DR, BEND, OR 97701-7615
Document Number	0000022812
Instrument Date	May 14, 2020
Instrument	22812
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES CNTY TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	894 NE PROVIDENCE DR BEND OR 977017615, BEND, OR 97701-7615

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Sep 13, 2017
Property Address	894 NE PROVIDENCE DR, BEND, OR 97701-7615
Document Number	0000036628
Instrument Date	Jul 18, 2017
Instrument	2017-36628
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	894 NE PROVIDENCE DR, BEND, OR 97701-7615

Mortgage

Document Number	0000036629
Date	Sep 13, 2017
Instrument	2017-36629

Lender

Name	CONGRESSIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,506.00 (+3.94%)	$207,530 (+3%)	$542,590 (+0.62%) Land $204,040 Building $338,550
2024	$3,373.00 (+7.87%)	$201,490 (+3%)	$539,240 (-) Land $204,040 Building $335,200
2023	$3,127.00	$195,630	$539,240 Land $204,040 Building $335,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200

May also be available: CenturyLink, Verizon, Webformix.

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