894 Joan St, Dunedin, FL 34698 Property Records

Pinellas County property record for 894 Joan St, Dunedin, FL 34698

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,458 sqft · built 1956
Lot Size	0.192 acres (8,342 sqft)
Owner	2 Company Names on Record
Last Sale	$545,000 (Dec 2024)
Tax Bill	$3,005 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-743-4345-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-743-4345-0`
Alternative APNs	`35-28-15-23472-001-0080` `281535234720010080` `152835234720010080` `R383997`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,458 sqft Living Area
Gross Area	1,850 sqft
1st Floor Area	1,458 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1999
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,342 sqft (0.192 acres)
Lot Dimensions	107 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	377 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	15 sqft
Deck Area	320 sqft
Patio Area	130 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R383997
Street Address	894 JOAN ST
City	DUNEDIN
State	FL
Zip	34698-7146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUNEDIN MANOR SUB BLK A, LOT 8
Legal Range	15E
Legal Township	28S
Legal Section	35
Legal Subdivision	DUNEDIN MANOR SUB
Legal Tract	23472
Legal Block	A
Legal Lot Number	8
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1000
Census Tract	27000

Owner

Source: Pinellas County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	894 JOAN ST, DUNEDIN, FL 34698-7146
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Warranty Deed, Transfer · Conventional Mortgage EMM LOANS LLC
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage VAN DYK MORTGAGE CORP
Jun 19, 2020	Warranty Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2024 · Amount on Record
Deed Sale	Dec 3, 2024 · Amount on Record
Prior Sale	Jun 19, 2020 · Amount on Record
Deed Document Number	2024301206
Deed Book / Page	22991 / 562
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 6, 2026
Property Address	894 JOAN ST, DUNEDIN, FL 34698-7146
Document Number	0000266038
Book / Page	23715 / 2620
Instrument Date	Oct 2, 2026
Instrument	2026266038
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	PLATINUM NATIONAL TITLE LLC, PLATINUM NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$417,130.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	894 JOAN ST, DUNEDIN, FL 34698-7146

Mortgage

Document Number	0000266039,
Date	Oct 6, 2026
Instrument	2026266039

Lender

Name	EMM LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	894 JOAN ST, DUNEDIN, FL 34698-7146
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	894 JOAN ST, DUNEDIN, FL 34698-7146

Mortgage

Document Number	0214351783
Date	Mar 16, 2021
Book Page	21435/1783
Instrument	2021084336

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 19, 2020
Property Address	894 JOAN ST, DUNEDIN, FL 34698-7146
Document Number	0210461614
Book / Page	21046 / 1614
Map Reference	MB 37 PG 3
Instrument Date	Jun 19, 2020
Instrument	2020185779
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	894 JOANB STREET, DUNEDIN, FL 34698-7146

Mortgage

Document Number	0210461616
Date	Jun 19, 2020
Instrument	21046/1616

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,005.00 (-42.03%)	$217,301 (-35.58%)	$450,926 (-4.75%) Land $222,957 Building $227,969
2023	$5,184.00 (+20.17%) Homeowner's exemption	$337,333 (+17.9%)	$473,401 (+35.71%) Land $250,871 Building $222,530
2022	$4,314.00 Homeowner's exemption	$286,129	$348,839 Land $210,825 Building $138,014

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force
Nearby Flood Claims	6 (1998–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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