894 Ford Rd, White Bluff, TN 37187 Property Records

Dickson County property record for 894 Ford Rd, White Bluff, TN 37187

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,456 sqft · built 1996
Lot Size	5.7 acres (248,292 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Oct 2021)
Tax Bill	$1,438 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`022080 01302`

Property Details

APN / Parcel Number

Primary APN	`022080 01302`
Alternative APN	`080 01302`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,456 sqft Living Area
1st Floor Area	1,120 sqft
Upper Floors Area	1,120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	248,292 sqft (5.7 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	156 sqft
Deck Area	1 sqft
Utility Building	400 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	894 FORD RD
City	WHITE BLUFF
State	TN
Zip	37187-4002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 12, COUNTY AREA: H02
Jurisdiction	DICKSON TN
Township / Civil Division	5
Census Block Group	2
Census Block	2012
Census Tract	60300

Owner

Source: Dickson County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	894 FORD RD, WHITE BLUFF, TN 37187-4002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2025	Deed of Trust, Mortgage · Line of Credit F & M BANK
Oct 4, 2021	Warranty Deed, Transfer · FHA Mortgage LEGACY HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2021 · Amount on Record
Deed Sale	Oct 4, 2021 · Amount on Record
Prior Sale	Dec 11, 2002
Deed Document Number	2021333418
Deed Book / Page	1525 / 2820
Transfer Doc	V705274
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	894 FORD RD, WHITE BLUFF, TN 37187-4002
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	894 FORD RD, WHITE BLUFF, TN 37187-4002

Mortgage

Document Number	0V15952137
Date	Aug 11, 2025
Book Page	V1595/2137
Instrument	377910

Lender

Name	F & M BANK
Type	Bank
Address	2011 HIGHWAY 47 N, WHITE BLUFF, TN 37187

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 15, 2035

Interest

Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DICKSON TN
Recording Date	Oct 4, 2021
Property Address	894 FORD RD, WHITE BLUFF, TN 37187-4002
Document Number	0V15252820
Book / Page	V1525 / 2820
Instrument Date	Oct 1, 2021
Instrument	333418
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	BANKERS T&E DICKSON LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	894 FORD RD, WHITE BLUFF, TN 37187-4002

Mortgage

Document Number	0V15252822
Date	Oct 4, 2021
Book Page	V1525/2822
Instrument	333419

Lender

Name	LEGACY HOME MORTGAGE INC
Type	Mortgage Company
Address	NASHVILLE, TN 37215

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Dickson County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Dickson County
Unified School District	Dickson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,438.00	$85,100 Land $32,750 Building $52,350
2024			$340,400 Land $131,000 Building $209,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER AUTH OF DICKSON COUNTY serves 68,675 people · EPA ID TN0000191
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ignite Broadband Fiber	2,500 / 2,500

May also be available: Xfinity.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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