894 E Columbia Ave, Cincinnati, OH 45215 Property Records

Hamilton County property record for 894 E Columbia Ave, Cincinnati, OH 45215

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,073 sqft · built 1956
Lot Size0.123 acres (5,401 sqft)
OwnerIndividual Name on Record
Last Sale$95,500 (Sep 2016)
Tax Bill$2,779 (2025)
Deeds & MortgagesJul 2023 Mortgage
Jan 2022 Second Mortgage
Flood ZoneZone X (minimal risk)
APN671-0027-0010-00

Property Details

APN / Parcel Number

Primary APN671-0027-0010-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,073 sqft Living Area
1st Floor Area865 sqft
AtticAttic
Attic Area208 sqft
Basement Area865 sqft

Exterior

Year BuiltBuilt 1956
Architectural StyleConventional
Exterior MaterialBrick
Lot Area5,401 sqft (0.123 acres)
Lot Dimensions111 ft deep x 48 ft wide
Garage TypeAttached
Garage Area276 sqft
Parking Spaces1 Parking Space
Patio Area310 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address894 E COLUMBIA AVE
CityCINCINNATI
StateOH
Zip45215-3930
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHURNRIDGE DR 48.37 X 111.75 IRRLOT 6 RIDGEHILL SUB SEC A
Legal SubdivisionRIDGEHILL SUB
Legal Lot Number6
JurisdictionHAMILTON OH
Township / Civil DivisionREADING
Census Block Group1
Census Block1005
Census Tract23222

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address894 E COLUMBIA AVE, CINCINNATI, OH 45215-3930
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jan 11, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 7, 2016 · Amount on Record
Deed SaleSep 7, 2016 · Amount on Record
Prior SaleMay 8, 2009 · Amount on Record
Deed Document Number0000082450
Deed Book / Page013246 / 000948
Record UpdatedJun 8, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address894 E COLUMBIA AVE, CINCINNATI, OH 45215-3930
Transaction TypeMortgage
Record UpdatedAug 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address894 E COLUMBIA AVE, CINCINNATI, OH 45215-3930

Mortgage

Document Number0000047992
DateJul 12, 2023
Book Page14955/1235
Instrument2023-0047992
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term278 Months
DueSep 1, 2046

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address894 E COLUMBIA AVE, CINCINNATI, OH 45215-3930
Transaction TypeMortgage
Record UpdatedFeb 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address894 E COLUMBIA AVE, CINCINNATI, OH 45215-3930

Mortgage

Document Number0000003888
DateJan 11, 2022
Book Page14581/1924
Instrument2022-0003888
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressDENVER, CO 80249
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term296 Months
DueSep 1, 2046

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityReading City
Unified School DistrictReading Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,779.00 (+2.39%)$52,444 (+%) Land $10,391 Building $42,053
2024$2,714.00 (-1.49%)$52,443 (-) Land $10,391 Building $42,052
2023$2,755.00 (+6.99%)$52,443 (+38.1%) Land $10,391 Building $42,052$149,840 (+38.1%) Land $29,690 Building $120,150
2022$2,575.00 Homeowner's exemption$37,976 Land $9,006 Building $28,970
2020$108,500 Land $25,730 Building $82,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1993–2001)
Claims Outside the SFHA6 of 6
Most Recent ClaimJul 2001 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING CITY PWS
serves 9,506 people · EPA ID OH3101812
Water SourcePurchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State InspectionOct 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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