894 Coldstream Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 894 Coldstream Dr, El Cajon, CA 92020 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1976
Square Footage1,540 sqft Living Area
Lot Size8,800 sqft (0.202 acres)
OccupancyOwner Occupied
Last Sale$800,000 (2023)
Tax Bill$10,367.00 (2025)

Owner

Source: San Diego County records · APN 493-311-11-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address894 COLDSTREAM DR, EL CAJON, CA 92020-7756
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2024Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 26, 2023Intrafamily Transfer, Transfer
CHICAGO TITLE COMPANY
Jun 26, 2023Grant Deed, Transfer · Conventional Mortgage
CHAMPIONS FUNDING LLC
Apr 28, 2017Deed of Trust, Mortgage · Line of Credit
SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 26, 2023 · Amount on Record
Deed SaleJun 26, 2023 · Amount on Record
Prior SaleJun 23, 1986 · Amount on Record
Deed Doc Number2023166730
Last Transfer DateMay 23, 2024
Transfer Doc0000132965
Record RefreshedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address894 COLDSTREAM DR, EL CAJON, CA 92020-7756
Transaction TypeMortgage
Record UpdatedApr 11, 2024
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address894 COLDSTREAM DR, EL CAJON, CA 92020-7756

Mortgage

Document Number0000078074
DateMar 28, 2024
Instrument2024-0078074
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJun 26, 2023
Property Address894 COLDSTREAM DR, EL CAJON, CA 92020-7756
Document Number0000166729
Map ReferenceMAP 7968
Instrument DateJun 08, 2023
Instrument2023-0166729
Transaction TypeTransfer
Record UpdatedJul 05, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address894 COLDSTREAM DR, EL CAJON, CA 92020-7756

June 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 26, 2023
Property Address894 COLDSTREAM DR, EL CAJON, CA 92020-7756
Document Number0000166730
Map ReferenceMAP 7968
Instrument DateJun 08, 2023
Instrument2023-0166730
Transaction TypeTransfer
Record UpdatedJul 05, 2023
Title CompanyCHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address894 COLDSTREAM DR, EL CAJON, CA 92020-7756

Mortgage

Document Number0000166731
DateJun 26, 2023
Instrument2023-0166731
Lender
NameCHAMPIONS FUNDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address894 COLDSTREAM DR, EL CAJON, CA 92020-7756
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000190983
DateApr 28, 2017
Instrument2017-0190983
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueMay 21, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).
IndexPrime Rate
Max Rate17%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$848,963 (+2%) Land $350,668 Building $498,295
2025$10,367.00 (+242.03%)$832,318 (+266.64%) Land $343,793 Building $488,525
2023$3,031.00 (-2.19%) Homeowner's exemption$227,011 (+2%) Land $93,768 Building $133,243
2022$3,099.00 Homeowner's exemption$222,561 Land $91,930 Building $130,631

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN493-311-11-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area1,540 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialStucco Exterior
Roof MaterialWood Shingle Roof
Lot Area8,800 sqft (0.202 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address894 COLDSTREAM DR
CityEL CAJON
StateCA
Zip92020-7756
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 61 TR 007968
Legal SubdivisionCHASE ESTATES
Legal Tract007968
Legal Block1
Legal Lot Number61
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup1
Census Block1002
Census Tract15403

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