894 110th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 894 110th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	1,639 sqft · built 1991
Lot Size	10 acres (435,600 sqft)
Owner	2 Trust Names on Record
Last Sale	$132,050 (Dec 1998)
Tax Bill	$3,774 (2025)
Deeds & Mortgages	Mar 2022 Transfer Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40-003-2101`

Property Details

APN / Parcel Number

Primary APN	`40-003-2101`
Alternative APNs	`40-00003-2101` `22693`

Interior

Building Area	1,639 sqft Living Area
1st Floor Area	1,659 sqft
Basement Area	1,402 sqft
Finished Basement	1,402 sqft
Unfinished Basement	62 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Carpet

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Garage Type	Mixed
Garage Area	1,106 sqft
Driveway	Driveway

Exterior Amenities

Porch	Open Porch
Porch Area	117 sqft
Deck Area	508 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	22693
Street Address	894 110TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-9762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	N 660 FT OF S 860 FT OF E 660 FT OF NE 1-4 OF NW 1-4. SUBJ TO EASEMENT DESC AS PARCEL 24 SHERB CTY ROW PLAT 72
Legal Range	29W
Legal Township	35N
Legal Section	03
Jurisdiction	SHERBURNE MN
Township / Civil Division	PALMER
Census Block Group	2
Census Block	2000
Census Tract	30301

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	894 110TH AVE SE, SAINT CLOUD, MN 56304-9762
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Intrafamily Transfer, Transfer
Jan 27, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Jan 27, 2022	Correction Deed
Feb 7, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 1998 · Amount on Record
Deed Sale	Dec 30, 1998 · Amount on Record
Deed Document Number	199846060
Last Transfer Date	Jan 30, 2020
Transfer Doc	0000886594
Record Updated	Oct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHERBURNE MN
Recording Date	Mar 22, 2022
Property Address	894 110TH AVE SE, SAINT CLOUD, MN 56304-9762
Document Number	0000939561
Instrument Date	Mar 12, 2022
Instrument	939561
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	894 110TH AVE SE, SAINT CLOUD, MN 56304-9762

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHERBURNE MN
Recording Date	Jan 27, 2022
Property Address	894 110TH AVE SE, SAINT CLOUD, MN 56304-9762
Document Number	0000936701
Instrument Date	Jan 21, 2022
Instrument	936701
Transaction Type	Transfer
Record Updated	Oct 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	894 110TH AVE SE, SAINT CLOUD, MN 56304-9762

Mortgage

Document Number	0000936702
Date	Jan 27, 2022
Instrument	936702

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

January 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jan 27, 2022
Property Address	894 110TH AVE SE, SAINT CLOUD, MN 56304-9762
Document Number	0000936698
Instrument Date	Jan 21, 2022
Instrument	936698
Record Updated	Jul 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	894 110TH AVE SE, SAINT CLOUD, MN 56304-9762

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHERBURNE MN
Recording Date	Feb 7, 2020
Property Address	894 110TH AVE SE, SAINT CLOUD, MN 56304-9762
Document Number	0000886594
Instrument Date	Jan 30, 2020
Instrument	886594
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	894 110TH AVE SE ST CLOUD MN 563049762, ST CLOUD, MN 56304-9762

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Palmer Township
Unified School District	Foley Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$455,200 (+2.82%) Land $180,200 Building $275,000	$455,200 (+2.82%) Land $180,200 Building $275,000
2025	$3,774.00 (+14.99%)	$442,700 (+7.24%) Land $170,900 Building $271,800	$442,700 (+7.24%) Land $170,900 Building $271,800
2023	$3,282.00	$412,800 Land $163,400 Building $249,400
2021			$412,800 Land $163,400 Building $249,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (2022–2023)
Most Recent Claim	Apr 2023 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2023 · 2 claims Severe Storms, Straight-line Winds, And Flooding, May 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 73% of Minnesota
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Arvig, Benton Cooperative Telephone Company.

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